TRUMPET SOUNDED - MAKE THIS STRIKE A THUNDERING SUCCESS
Confederation declared 48 hours nationwide strike of Central Government Employees on 12th &13th FEB 2014 demanding settlement of 15 point Charter of Demands including DA Merger, Interim Relief, Inclusion of Gramin Dak Sewaks in 7th CPC, Regularization & Revision of wages for casual labours , Date of effect of 7th CPC as 1/1/2014, Rescind the PFRDA Act etc.
Start campaign and preparation now onwards. Each Affiliated organizations should issue separate circulars to all the state and district units and conduct department wise campaign. Strike notice should be served by each organization to their Head of the departments
MAKE THIS STRIKE A THUNDERING SUCCESS
CCGEW CIRCULAR 11
CONFEDERATION OF CENTRAL GOVT. EMPLOYEES & WORKERS
Circular No. 11 Dated 12.1.2014
WORKERS ARE NOT BEGGARS
Dear Comrades,
Confederation declared 48 hours nationwide strike of Central Government Employees on 12th &13th February 2014 demanding settlement of 15 point Charter of Demands including DA Merger, Interim Relief, Inclusion of Gramin Dak Sewaks in 7th CPC, Regularization & Revision of wages for casual labourers, Date of effect of 7th CPC as 01.01.2014. Rescind the PFRDA Act etc.
Start campaign and preparation now onwards. Each Affiliated organization should issue separate circulars to all the State and District units and conduct Department wise campaign. Strike notice should be served by each organization to their Head of the department.
MAKE THIS STRIKE A THUNDERING SUCCESS
MASS DHARNA AT JANTAR MANTAR, NEW DELHI on 9th JANUARY, 2014
National Sectt. Meeting on 9.1.2014
In the deliberations that followed the introductory remark of Com. Vyas, the following points emerged:
(a) The announcement of the setting up of 7th CPC by the UPA Government was to be considered as a ploy to obtain electoral mileage;
(b) The compulsion has been brought about by the Confederation through sustained struggles including the one day (12.12.2012) strike action.
(c) The need for organizing strike action before the commencement of the election process
(d) The leaders of the Confederation might make another attempt with the Railway and Defense Federations before the National Executive meeting.
(e) The possibility of inordinate delay in the setting up of the 7th CPC if not done before elections notified
(f) Apprehension was expressed by the participating comrades that the Government might go ahead and issues the requisite notification without taking into account the view points of the Staff Side contained in the draft terms of reference submitted.
The meeting, therefore, came to the conclusion that (a) the strike action is the need of the hour and must be organized before the election process commences; (b) the indefinite strike for which the Secretariat had earlier taken decision must be attempted under the auspices of the joint platform of all Central Government Employees organizations; (c) the Secretary General might make a proposal for two days strike in the first fortnight of the February for the consideration of the National Executive.(d) A few comrades were of the view that in view of the paucity of time for campaign etc, the proposed strike action might be in the last week of February; (e) fear of the election code of conduct coming into operation immediately after the Parliament session was also expressed by some comrades at the meeting.
The Secretariat authorized the Secretary General to present the proposal for two days strike in the first fortnight of February 2014 to the extended meeting of the National Executive.
Extended meeting of the National Executive and decisions - 10.1.2014
He then narrated the course of discussions on the terms of reference both at the Staff Side meeting as also at the official meeting chaired by the Secretary Personnel. In his opinion, the Government may not accept any of the suggestions made by the Staff Side unless it is backed up by sustained struggles. The very announcement of the Pay Commission itself was due to the compulsion brought about by the Confederation and its affiliates through struggles. He reminded the comrades that the Government had consistently refused to meet in the JCM at the National and Departmental levels. The negotiating machinery has almost been closed down. He said that whenever the meeting takes place, it was with a clear view to defer decisions on the legitimate demands of the employees. He also explained the efforts undertaken by the Confederation leaders to bring about a united platform of all organizations participating in the JCM in the background of the nugatory attitude of the Government and its failure. He added that in the given circumstances, hoping for the emergence of a joint platform would be a grave mistake and the Confederation as had been its historical approach, must pursue the charter of demands, which include the setting up of the 7th CPC, through a strike action.
Com. Secretary General presented the proposal emerged at the meeting of the Secretariat a day before, i.e. on 9th and the various viewpoints that came up for consideration at the meeting. While presenting the proposal he asserted that the announcement of the 7th CPC has come about only on account of the initiative taken by the Confederation. He recalled how the Confederation leaders were ridiculed in 2011 when the demand for the 7th CPC and five yearly wage revision was first raised. He said that the common employees who are members of the affiliates of the Confederation deserve congratulations for the magnificent response to the call for the March to Parliament on 26th July, 2012 and the subsequent one day strike action on 12th December, 2012. He cautioned that the draft terms of reference prepared by the Staff Side would remain in paper if the same is not pursued by militant actions. He told the participating members that the Confederation should not allow the setting up of the 7th CPC without a labour representative and must ensure that its Chairman is not one who is obsessed with the neo liberal economic reforms. He explained that the proposed struggle was not only for wage revision, though that being an important issue, but also to ensure that the neo liberal policies are not allowed to be pursued whoever comes to power. He reminded the comrades that the 15 point charter of demands include the important and significant issues like (a) withdrawal of the new contributory pension scheme, (b) stoppage of contractorisation, outsourcing, privatization etc, (c) regularization of daily rated workers and GDS, (e) to bring the GDS within the ambit of the 7th CPC treating them as Civil servants, (f) revival of appointments on compassionate ground without conditions (g) filling up of vacant posts (h) functioning of the negotiating machinery and above all (i) arresting the ever rising prices of essential commodities. He requested the members to appreciate the position explained and decide upon an inevitable strike action before the election process is begun.
Thereafter the house deliberated upon the proposal placed on behalf of the Secretariat. Several Comrades took part in the discussions. The decision to go on strike was welcomed by one and all. Some comrades forcefully pleaded that the Confederation must give a call for an indefinite strike action. In the end, the house adopted a resolution indicating the following course of action to pursue the 15 point charter of demands. (Full Text of the resolution, the press statement issued after the meeting, the details of the campaign programme at the National level will be placed on the website within a day or two).
(i) Strike will be of 48 hours (2 days) duration.
(ii) The two days strike will commence on 12th February, 2014 at 00 hours and will be concluded at 00 hours on 14th. i.e. Strike will be on 12th and 13th February 2014.
(iii) Strike notice will be served by the Confederation on Cabinet Secretary; all affiliates on their respective heads of Departments and copy of the same will be handed over to the respective heads of offices on 21st January, 2014. Prior to the serving of notice to the heads of offices, the unions will organize massive demonstration with cent per cent participation of members in front of all offices on 21.1.2014.
(iv) Nationwide campaign will be organized covering all State Capitals and other important cities and towns in January, 2014.
(v) State Committees will organize state wise campaigning programme covering all District Head Quarters in the first week of February 2014.
(vi) Hold Press conferences; issue press statements and take steps to ensure media converge for the ensuing strike action.
The resolution received unanimous approval of the house, which was followed by thunderous slogan shouting.
Com. Secretary General then informed the house that the FNPO has agreed to synchronize their strike action for two days on the same dates and with the same charter of demands.
The house then took up the applications received from ARIES Employees Confederation(ARYABHATTA RESEARCH INSTITUTE OF OBSERVATIONAL SCIENCES) DEHRADUN and the DOT Employees Association of India, KOLKATA for grant of affiliation. The house approved the proposal for the grant of affiliation to the two organizations.
Com. President before declaring the closure of the session requested the affiliates to take immediate steps to clear off the subscription dues for; lack of finance should not hinder the functioning of the CHQ. Com. Parashar on behalf of the Secretariat had welcome the participants in the beginning. Com. R. Seethalakshmi, Convener, Women Committee of the Confederation and the newly elected General Secretary of All India Postal Employees Union, Postmen and MTS/Group ‘D’ proposed vote of thanks.
With greetings,
Yours fraternally,
(M. Krishnan)
Secretary General
CHARTER OF DEMANDS
1. Accept the terms of reference of 7th CPC, submitted by the staff side, National Council JCM.
(a) To examine the existing structure of pay, allowances and other benefits/facilities, retirement benefits like Pension, Gratuity, other terminal benefits of various categories of Central Government Employees including Gramin Dak Sevaks (GDS) of Postal Department.
(b) To work out the comprehensive revised pay packet for the categories of Central Government employees including GDS as on 1.1.2014.
(c) The Commission shall determine the pay structure, benefits, facilities, retirement benefits etc. taking into account the need to provide minimum wage with reference to the recommendation of the 15th Indian Labour Conference (1957) and the subsequent judicial pronouncement of the honorable Supreme Court there-on, as on 1.1.2014.
(d) To determine the Interim Relief needed to be sanctioned immediately to the Central Government employees including GDS.
(e) To determine the percentage of Dearness allowance/Dearness Relief immediately to be merged with Pay and pension including GDS.
(f) To settle the anomalies raised in various fora of JCM.
(g) To work out the improvements needed to the existing retirement benefits, like pension, death cum retirement gratuity, family pension and other terminal or recurring benefits maintaining parity amongst past, present and future pensioners and family pensioners including those who entered service on or after 1.1.2004.
(h) To recommend methods for providing cashless/hassle-free Medicare facilities to the employees and Pensioners including Postal pensioners.
2. Ensure every five year revision of wages of Central Government Employees in future.
3. (a) Regularisation of Gramin Dak Sevaks of the Postal Department and grant of Civil Servant status, statutory pension and all other benefits at par with regular employees.
(b) Regularisation and revision of wages of casual and contract workers.
4. Compassionate appointment – removal of restrictions imposed by Government.
5. JCM and Anomaly Committee Functioning.
6. Fill up all vacant posts and creation of new posts wherever justified.
7. Stop downsizing, outsourcing, contractorisation and privatization of Government functions.
8. Stop the move to introduce performance related Pay (PRP) system, Extend PLB Bonus for all, removing bonus ceiling.
9. Revise OTA and Night Duty Allowance rates and clothing rates.
10. Implement arbitration awards.
11. Five promotions to all.
12. Rescind the PFRDA Act. Ensure statutory Pension for all.
13. Stop price rise. Revive and extend public distribution system for all.
14. Stop trade Union victimization.
15. Ensure Right to strike.
Circular No. 11 Dated 12.1.2014
WORKERS ARE NOT BEGGARS
Dear Comrades,
Confederation declared 48 hours nationwide strike of Central Government Employees on 12th &13th February 2014 demanding settlement of 15 point Charter of Demands including DA Merger, Interim Relief, Inclusion of Gramin Dak Sewaks in 7th CPC, Regularization & Revision of wages for casual labourers, Date of effect of 7th CPC as 01.01.2014. Rescind the PFRDA Act etc.
Start campaign and preparation now onwards. Each Affiliated organization should issue separate circulars to all the State and District units and conduct Department wise campaign. Strike notice should be served by each organization to their Head of the department.
MAKE THIS STRIKE A THUNDERING SUCCESS
MASS DHARNA AT JANTAR MANTAR, NEW DELHI on 9th JANUARY, 2014
In culmination of the first phase of our agitation programme a mass dharna was organized at Jantar Mantar, New Delhi on 9th January, 2014 in pursuance of the 15 point charter of demands. As per the decision of the National Secretariat, all Secretariat members along with the leaders and workers of Delhi State was to take part in the Dharna. However, quite a number of comrades from various other parts of the country volunteered to participate in the programme, despite the chilling weather conditions of Delhi, which reflected the growing determination of the rank and file of the workers to fight for the demands and to win the same. Com. K. K. N. Kutty National President presided. The Dharna was inaugurated by Com. S. K. Vyas, Adviser, Confederation which preceded by a welcome speech delivered by Com. Vrighu Bhattacharya, Secretary, Delhi State Committee. Leaders of almost all major affiliates of the Confederation and other Secretariat. Members addressed the participants. Com. A.K. Padmanabhan, President, CITU while greeting the participants in the Dharna, stressed the need for a long and sustained struggle to win the demand. While concluding and congratulating the participants for the large turnout, Com. Secretary General said that a meeting of the National Executive of the Confederation is scheduled to meet on the next day. He added that National Executive will evaluate the developments of the last few months and will decide upon the date of commencement of the impending strike action. The Dharna programme which was commenced at 11.00 AM was concluded at 3.00 PM, when Com. Parashar on behalf of the National Secretariat. Thanked the participants and the Delhi State Committee.
National Sectt. Meeting on 9.1.2014
The Secretariat Members who took part in the Dharna programme met in an emergent meeting at 5.00 PM to finalise the proposal to be presented to the extended meeting of the National Executive the next day. Com. Vyas narrated the efforts undertaken by him and the President to interact with the leaders of the AIRF and AIDEF to bring about a common approach both in the matter of 7th CPC and other issues in the charter. When the Staff Side of the National Council met to finalize draft terms of reference, there had been few takers for the five year wage revision proposed by the Confederation. He explained as to how the Confederation representatives had to agree with a compromise formula for the date of effect being 1.1.2014 (instead of 1.1.2011), with the clear understanding that the question of periodicity of wage revision of Central Government Employees must be a matter of contention before the 7th CPC. Despite the overwhelming response from the Railway workers, (more than 90% is reported to have voted in favour of strike in the strike ballot conducted by AIRF) Com. Vyas said that the leaders of the Railway Federation have not indicated their willingness to pursue the demands with a strike action. The Defence Federation leaders have also indicated that it would be difficult for them to pursue the issues with strike action, unless the same is organized under the auspices of a joint platform of all Federations of Central Government employees.
In the deliberations that followed the introductory remark of Com. Vyas, the following points emerged:
(a) The announcement of the setting up of 7th CPC by the UPA Government was to be considered as a ploy to obtain electoral mileage;
(b) The compulsion has been brought about by the Confederation through sustained struggles including the one day (12.12.2012) strike action.
(c) The need for organizing strike action before the commencement of the election process
(d) The leaders of the Confederation might make another attempt with the Railway and Defense Federations before the National Executive meeting.
(e) The possibility of inordinate delay in the setting up of the 7th CPC if not done before elections notified
(f) Apprehension was expressed by the participating comrades that the Government might go ahead and issues the requisite notification without taking into account the view points of the Staff Side contained in the draft terms of reference submitted.
The meeting, therefore, came to the conclusion that (a) the strike action is the need of the hour and must be organized before the election process commences; (b) the indefinite strike for which the Secretariat had earlier taken decision must be attempted under the auspices of the joint platform of all Central Government Employees organizations; (c) the Secretary General might make a proposal for two days strike in the first fortnight of the February for the consideration of the National Executive.(d) A few comrades were of the view that in view of the paucity of time for campaign etc, the proposed strike action might be in the last week of February; (e) fear of the election code of conduct coming into operation immediately after the Parliament session was also expressed by some comrades at the meeting.
The Secretariat authorized the Secretary General to present the proposal for two days strike in the first fortnight of February 2014 to the extended meeting of the National Executive.
Extended meeting of the National Executive and decisions - 10.1.2014
The extended meeting of the National Executive was held at MP Club, North Avenue, New Delhi on 10.1.2014. In the inaugural address, Com. S. K. Vyas, Advisor briefly placed the developments after the announcement of the setting up of the 7th CPC by the Government. He particularly referred to the electoral reverses of the UPA in the five State Assembly elections held in November/December, 2013. He considered the electoral reverses as an expression of anger of the common man against the policies pursued by the UPA-II Government. He advised the members to take note of the inescapable conclusion emanating from the election result that the common man given an opportunity will throw out the perpetrators of injustice and anger agony on them. According to him, whoever follows the neo liberal policies are bound to be the victim of the ire of the working people.
He then narrated the course of discussions on the terms of reference both at the Staff Side meeting as also at the official meeting chaired by the Secretary Personnel. In his opinion, the Government may not accept any of the suggestions made by the Staff Side unless it is backed up by sustained struggles. The very announcement of the Pay Commission itself was due to the compulsion brought about by the Confederation and its affiliates through struggles. He reminded the comrades that the Government had consistently refused to meet in the JCM at the National and Departmental levels. The negotiating machinery has almost been closed down. He said that whenever the meeting takes place, it was with a clear view to defer decisions on the legitimate demands of the employees. He also explained the efforts undertaken by the Confederation leaders to bring about a united platform of all organizations participating in the JCM in the background of the nugatory attitude of the Government and its failure. He added that in the given circumstances, hoping for the emergence of a joint platform would be a grave mistake and the Confederation as had been its historical approach, must pursue the charter of demands, which include the setting up of the 7th CPC, through a strike action.
Com. Secretary General presented the proposal emerged at the meeting of the Secretariat a day before, i.e. on 9th and the various viewpoints that came up for consideration at the meeting. While presenting the proposal he asserted that the announcement of the 7th CPC has come about only on account of the initiative taken by the Confederation. He recalled how the Confederation leaders were ridiculed in 2011 when the demand for the 7th CPC and five yearly wage revision was first raised. He said that the common employees who are members of the affiliates of the Confederation deserve congratulations for the magnificent response to the call for the March to Parliament on 26th July, 2012 and the subsequent one day strike action on 12th December, 2012. He cautioned that the draft terms of reference prepared by the Staff Side would remain in paper if the same is not pursued by militant actions. He told the participating members that the Confederation should not allow the setting up of the 7th CPC without a labour representative and must ensure that its Chairman is not one who is obsessed with the neo liberal economic reforms. He explained that the proposed struggle was not only for wage revision, though that being an important issue, but also to ensure that the neo liberal policies are not allowed to be pursued whoever comes to power. He reminded the comrades that the 15 point charter of demands include the important and significant issues like (a) withdrawal of the new contributory pension scheme, (b) stoppage of contractorisation, outsourcing, privatization etc, (c) regularization of daily rated workers and GDS, (e) to bring the GDS within the ambit of the 7th CPC treating them as Civil servants, (f) revival of appointments on compassionate ground without conditions (g) filling up of vacant posts (h) functioning of the negotiating machinery and above all (i) arresting the ever rising prices of essential commodities. He requested the members to appreciate the position explained and decide upon an inevitable strike action before the election process is begun.
Thereafter the house deliberated upon the proposal placed on behalf of the Secretariat. Several Comrades took part in the discussions. The decision to go on strike was welcomed by one and all. Some comrades forcefully pleaded that the Confederation must give a call for an indefinite strike action. In the end, the house adopted a resolution indicating the following course of action to pursue the 15 point charter of demands. (Full Text of the resolution, the press statement issued after the meeting, the details of the campaign programme at the National level will be placed on the website within a day or two).
(i) Strike will be of 48 hours (2 days) duration.
(ii) The two days strike will commence on 12th February, 2014 at 00 hours and will be concluded at 00 hours on 14th. i.e. Strike will be on 12th and 13th February 2014.
(iii) Strike notice will be served by the Confederation on Cabinet Secretary; all affiliates on their respective heads of Departments and copy of the same will be handed over to the respective heads of offices on 21st January, 2014. Prior to the serving of notice to the heads of offices, the unions will organize massive demonstration with cent per cent participation of members in front of all offices on 21.1.2014.
(iv) Nationwide campaign will be organized covering all State Capitals and other important cities and towns in January, 2014.
(v) State Committees will organize state wise campaigning programme covering all District Head Quarters in the first week of February 2014.
(vi) Hold Press conferences; issue press statements and take steps to ensure media converge for the ensuing strike action.
The resolution received unanimous approval of the house, which was followed by thunderous slogan shouting.
Com. Secretary General then informed the house that the FNPO has agreed to synchronize their strike action for two days on the same dates and with the same charter of demands.
The house then took up the applications received from ARIES Employees Confederation(ARYABHATTA RESEARCH INSTITUTE OF OBSERVATIONAL SCIENCES) DEHRADUN and the DOT Employees Association of India, KOLKATA for grant of affiliation. The house approved the proposal for the grant of affiliation to the two organizations.
Com. President before declaring the closure of the session requested the affiliates to take immediate steps to clear off the subscription dues for; lack of finance should not hinder the functioning of the CHQ. Com. Parashar on behalf of the Secretariat had welcome the participants in the beginning. Com. R. Seethalakshmi, Convener, Women Committee of the Confederation and the newly elected General Secretary of All India Postal Employees Union, Postmen and MTS/Group ‘D’ proposed vote of thanks.
With greetings,
Yours fraternally,
(M. Krishnan)
Secretary General
CHARTER OF DEMANDS
1. Accept the terms of reference of 7th CPC, submitted by the staff side, National Council JCM.
(a) To examine the existing structure of pay, allowances and other benefits/facilities, retirement benefits like Pension, Gratuity, other terminal benefits of various categories of Central Government Employees including Gramin Dak Sevaks (GDS) of Postal Department.
(b) To work out the comprehensive revised pay packet for the categories of Central Government employees including GDS as on 1.1.2014.
(c) The Commission shall determine the pay structure, benefits, facilities, retirement benefits etc. taking into account the need to provide minimum wage with reference to the recommendation of the 15th Indian Labour Conference (1957) and the subsequent judicial pronouncement of the honorable Supreme Court there-on, as on 1.1.2014.
(d) To determine the Interim Relief needed to be sanctioned immediately to the Central Government employees including GDS.
(e) To determine the percentage of Dearness allowance/Dearness Relief immediately to be merged with Pay and pension including GDS.
(f) To settle the anomalies raised in various fora of JCM.
(g) To work out the improvements needed to the existing retirement benefits, like pension, death cum retirement gratuity, family pension and other terminal or recurring benefits maintaining parity amongst past, present and future pensioners and family pensioners including those who entered service on or after 1.1.2004.
(h) To recommend methods for providing cashless/hassle-free Medicare facilities to the employees and Pensioners including Postal pensioners.
2. Ensure every five year revision of wages of Central Government Employees in future.
3. (a) Regularisation of Gramin Dak Sevaks of the Postal Department and grant of Civil Servant status, statutory pension and all other benefits at par with regular employees.
(b) Regularisation and revision of wages of casual and contract workers.
4. Compassionate appointment – removal of restrictions imposed by Government.
5. JCM and Anomaly Committee Functioning.
6. Fill up all vacant posts and creation of new posts wherever justified.
7. Stop downsizing, outsourcing, contractorisation and privatization of Government functions.
8. Stop the move to introduce performance related Pay (PRP) system, Extend PLB Bonus for all, removing bonus ceiling.
9. Revise OTA and Night Duty Allowance rates and clothing rates.
10. Implement arbitration awards.
11. Five promotions to all.
12. Rescind the PFRDA Act. Ensure statutory Pension for all.
13. Stop price rise. Revive and extend public distribution system for all.
14. Stop trade Union victimization.
15. Ensure Right to strike.EPFO approves raising Provident Fund interest rate to 8.75%
Retirement fund body EPFO on Monday decided to increase the rate of interest on Provident Fund deposits to 8.75% for 2013-14, a move that will benefit about 5 crore subscribers.
"We have decided to recommend to the government 8.75% rate of interest for 2013-14 to its subscribers," labour minister Oscar Fernandes told reporters after a meeting of the EPFO trustees.
Retirement fund body EPFO on Monday decided to increase the rate of interest on Provident Fund deposits to 8.75% for 2013-14, a move that will benefit about 5 crore subscribers.
"We have decided to recommend to the government 8.75% rate of interest for 2013-14 to its subscribers," labour minister Oscar Fernandes told reporters after a meeting of the EPFO trustees.
GDS Circle Welfare Fund - details in Telugu
నిర్ణీత ఫారములు క్రింది సర్కులర్ తో పాటు పబ్లిష్ చేయబడి వున్నవి.
నిర్ణీత ఫారములు క్రింది సర్కులర్ తో పాటు పబ్లిష్ చేయబడి వున్నవి.
Difference between a Crossed cheque and A/C Payee cheque!!
A person who signs the cheque and transfers the instrument is an endorser and in whose favor it is transferred is endorsee. The endorsee acquires a right to negotiate the instrument to anyone he / she likes. By making an endorsement the endorser promises that in case of dishonor, he / she provides a guarantee to compensate the holder.
Crossing a cheque by making two parallel lines with or without such words as ___& company is general crossing. Section 126 of the NI Act says that this is a direction to the bank to not to pay the cheque across the counter.
This crossed cheque is no more a bearer cheque where anyone can negotiate and get payment across the counter.
In case of a crossed cheque, the payee is free to make further endorsements.
For example , Asha receives a check from Rohan which has been crossed, Asha can get this payment in her account only and not across the counter. But in this case Asha is free to endorse the cheque in favor of Suren and further Suren is free to endorse the instrument in favor of Mukesh and so on...This means that crossing a cheque does not put restrictions on endorsements. In case the cheque gets dishonored, Mukesh can sue Suren and Suren can sue Asha and Asha can sue Rohan.
Now let's discuss A/C Payee cheques. The NI act does not talk about the A/C payee crossing. There is no definition of A/C payee crossing in the NI act and it is a child of banking practice. Making a cheque A/C Payee is a result of custom, use and practice and is now accepted legally.
But, the A/C payee cheque cannot be further endorsed. This means that if the cheque in the above example which is in favor of Asha bears "A/C Payee", payment can be collected in Asha's account only. The paying bank makes sure that amount is being credited to the account of the payee only.
Special moment of thinking…!!
Moment of thinking… These are few questions asked in HR interview! The answers are really stunning and inspiring. Thinking out of the box! A must read…
Question 1:
You are driving along in your car on a wild, stormy night, it’s raining heavily, when suddenly you pass by a bus stop, and you see three people waiting for a bus:
* An old lady who looks as if she is about to die.
* An old friend who once saved your life.
* The perfect partner you have been dreaming about.
Which one would you choose to offer a ride to, knowing very well that there could only be one passenger in your car?
This is a moral/ethical dilemma that was once actually used as part of a job application.
He simply answered:
“I would give the car keys to my Old friend and let him take the lady to the hospital. I would stay behind and wait for the bus with the partner of my dreams.”
Sometimes, we gain more if we are able to give up our stubborn thought limitations. Never forget to “Think Outside of the Box.”
Question 2:
What will you do if I run away with your sister?
The candidate who was selected answered ” I will not get a better match for my sister than you sir”
Question 3:
Interviewer (to a student girl candidate) – What is one morning you woke up & found that you were pregnant.
Girl – I will be very excited and take an off, to celebrate with my husband.
Normally an unmarried girl will be shocked to hear this, but she managed it well. Why I should think it in the wrong way, she said later when asked.
Question 4:
Interviewer: He ordered a cup of coffee for the candidate. Coffee arrived kept before the candidate, then he asked what is before you?
Candidate: Instantly replied “Tea”
He got selected.
You know how and why did he say “TEA” when he knows very well that coffee was kept before.
(Answer: The question was “What is before you (U – alphabet) Reply was “TEA” ( T – alphabet)
Alphabet “T” was before Alphabet “U”
Question5;
Interviewer said “I shall either ask you ten easy questions or one really difficult question.
Think well before you make up your mind!” The boy thought for a while and said, “my choice is one really difficult question.”
“Well, good luck to you, you have made your own choice! Now tell me this. “What comes first, Day or Night?”
The boy was jolted into reality as his admission depends on the correctness of his answer, but he thought for a while and said, “It’s the DAY sir!”
“How” the interviewer asked,
“Sorry sir, you promised me that you will not ask me a SECOND difficult question!”
Sometimes just thinking out of the box is all it takes!
Share with your friend and give them a special moment of thinking…!!
Courtesy : http://akulapraveen.blogspot.in/
Daily Current Affairs: 12 January 2014
1) Swami Vivekananda’s birth anniversary celebrated: The 150th Birth Anniversary of Swami Vivekananda was celebrated with fervour throughout the country. It was also celebrated as National Youth Day. In 1984 theGovernment of India declared the day as the National Youth Day and since 1985 the event is celebrated in India every year. Also the year-long commemoration of 150th Birth Anniversary of Swami Vivekananda formally came to a close on Sunday with functions organised at various places in the country.
2) Sheikh Hasina sworn in as Bangladesh's Prime Minister: Sheikh Hasina was on Sunday sworn-in as the Prime Minister of Bangladesh for the third time along with her 48 cabinet members, who include 29 ministers, 17 state ministers and two deputy ministers. President Abdul Hamid administered the oath of office of the prime minister to Awami League chief Sheikh Hasina and to the new members of the cabinet in the afternoon at Bangabhaban.
3) RBI to examine proposal for limiting free ATM transactions: The Reserve Bank will consider reducing the number of free ATM withdrawals, as recommended by Indian Banks' Association, in an effort to cut down on cash transactions in the economy. "We will examine that (IBA recommendation of cutting down number of free ATM transaction to 5 per month). Many other proposals have come. The whole idea is that people are using too much of cash and adding to the costs. We will examine all those issue," RBI Deputy Governor H R Khan said.
4) More than 25,000 flee Indonesian volcano: More than 25,000 people have fled their homes following a series of eruptions and lava flows from a volcano in Indonesia, an official said. Mount Sinabung on the western island of Sumatra sent hot rocks and ash up to 5,000 metres in the air “several times” yesterday, National Disaster Mitigation Agency emergency response director Tri Budiarto told AFP.
5) Team India leaves for New Zealand; to play 2 Tests, 5 ODIs: The Indian squad led by Mahendra Singh Dhoni left for New Zealand from Mumbai on Sunday for a five-match ODI series followed by a best-of-two Test rubber against the hosts. The limited overs contest will start on January 19 at Napier and conclude on January 31 at Wellington with the other three games to be held at Hamilton (January 22), Auckland (January 25) and Hamilton (January 28). The Test series would be held after that with the opener scheduled from February 6-10 (Auckland) followed by the second and final match at Wellington (February 14-18).
6) SEBI chief set to get two more years at the helm: The Securities and Exchange Board of India (SEBI) Chairman U.K. Sinha is set to get two years’ extension when his three-year term ends next month. “PrimeMinister Manmohan Singh is expected to sign the order any time from now,” a senior Government official told press.
7) EPFO likely to announce 8.5% interest on Monday on providentfund deposits: Retirement fund body EPFO is likely to retain 8.5 per cent interest on provident fund deposits for its over 5 crore subscribers in 2013-14 on Monday .
8) Bill Gates most admired in world, Sachin 5th: Poll- Microsoft founder Bill Gates has been named as the most admired person on the planet with cricketing legend Sachin Tendulkar fifth on a list of 30 people compiled after a poll in 13 countries, including India. Sachin, 40, was fifth with six other Indians featuring in the list- BJP's prime ministerial candidate Narendra Modi (7th), Bollywood icon Amitabh Bachchan (9th), former President Abdul Kalam (10th), social activist Anna Hazare (14th), Delhi chief minister Arvind Kejriwal (18th) and business tycoon Ratan Tata (30th).
9) Jaguar Land Rover posts record sales in 2013: Jaguar Land Rover, the largest car manufacturer in Britain, achieved record global sales in 2013, the Indian-owned luxury carmaker said on Sunday.
10) New Zealand thrash India 3-1 in World Hockey League: India disastrous campaign at Hero Hockey World League Final continued as they lost 1-3 to New Zealand to succumb to their second straight defeat in Pool A at the floodlit Major Dhyan Chand National Stadium in New Delhi on Sunday.
11) Bengal trump Railways, enter Ranji semis: A spirited Bengal downed bitter foes Railways by 48 runs in their match to set up a Ranji Trophy semifinal clash against Maharashtra, at the Eden Gardens.
12) President greets nation on Lohri, Makar Sankranti and Pongal: President Pranab Mukherjee Sunday greeted the nation ahead of the festivals of Lohri, Makar Sankranti and Pongal. In his message, he said: "On the joyous occasion of Lohri, Makar Sankranti and Pongal, I convey my greetings and best wishes to all citizens of India and wish them prosperity and happiness."
13) Kapil Dev conferred with BCCI 'Lifetime Achievement Award': Former India captain Kapil Dev was today honoured with the C K Nayudu Lifetime Achievement Award by the BCCI at its seventh annual awards ceremony in Mumbai on 11 January 2014. Off-spinner Ravichandran Ashwin was bestowed with the Polly Umrigar Award for being the best international cricket last season.
Source : http://www.currentaffairs4examz.com
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