AP CIRCLE GDS TO POSTMAN EXAM KEY HELD ON 22/09/2013

AP CIRCLE GDS TO POSTMAN EXAM KEY HELD ON 22/09/2013

AP CIRCLE GDS TO POSTMAN EXAM KEY HELD ON 22/09/2013

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Answers

MATHEMATICS

1- D , 2- C , 3- B , 4- A , 5- C , 6- B , 7- B , 8- A, 9- C , 10- C, 11- C, 12- C, 13- D ,14- B ,15- C , 16- A, 17- D, 18- A, 19- B, 20- C, 21- D, 22- C, 23- B , 24- A ,25-D,

GENERAL KNOWLEDGE

1- B , 2- A , 3- D , 4- B , 5- C , 6- B , 7- No answer , 8- D , 9- C , 10- D , 11- B, 12-C, 13- C ,14- D ,15- D , 16- C, 17- A , 18- D, 19- C, 20- B, 21- A, 22- B,23- A, 24- B ,25-C,

TELUGU

1- B , 2- A , 3- C , 4- A, 5- D, 6- A , 7- C , 8- D , 9- B , 10- A , 11- A, 12- C, 13- D ,14- B ,15- B , 16- D, 17- A, 18- B, 19- C, 20- D, 21- B, 22- C,23- D, 24- B,25- A,

ENGLISH

1- C , 2- B , 3- D , 4- B, 5- C , 6- B, 7- A , 8- B , 9- C , 10- B, 11- C, 12- C, 13- C,14- B,15- A , 16- C, 17- B, 18- C, 19- D, 20- A, 21- C, 22- D,23- B , 24- C, 25- C,

Source : http://akulapraveen.blogspot.in/

GDS bonus ceiling raised from Rs.2500 to Rs.3500 from this year itself

FLASH NEWS .... !!!! GDS bonus ceiling for Rs.3500- has been approved by the Cabinet today. The bonus is sanctioned with prospective effect i.e., from this year itself. PIB News: Enhancement of ceiling for calculation of ex-gratia bonus payable to Gramin Dak Sevaks  The Union Cabinet today approved the proposal of the Department of Posts to enhance the ceiling for calculation of ex-gratia bonus payable to Gramin Dak Sevaks from Rs. 2,500/- to Rs.3,500/- same as that prescribed for the regular departmental employees. The decision would be applicable with prospective effect that is from the accounting year 2012-13 payable in 2013-14. The increase in bonus calculation ceiling will restore the long established parity between regular departmental employees and Gramin Dak Sevaks on the issue of payment of bonus. This decision will benefit 2.63 lakh Gramin Dak Sevaks working in the Department of Posts, who play a very vital role in providing postal, financial and insurance services in the rural, hilly and tribal areas of the country.  *****

General Knowledge - dtd 24/09/2013

Seven Wonders of the World (Updated)

1. Taj Mahal — Agra, Uttar Pradesh, India (AD 1632)
2. Chichen Itza — Yucatán Mexico( AD 800)
3. Christ the Redeemer — Rio de Janeiro Brazil (AD 1926)
4. Colosseum — Rome, Italy (AD 70)
5. Great Wall of China — China (BC 700)
6. Machu Picchu — Cuzco Region, Peru (AD 1438)
7. Petra —Ma'an Governorate, Jordan (BC 312)

Indian female Chief Ministers

1. Sucheta Kriplani(INC)—U.P. —2 October 1963 – 13 March 1967
2. Nandini Satpathy(INC)— Orissa—14 June 1972 – 3 March 1973, 6 March 1974 – 16 December 1976
3. Shashikala Kakodkar(MGP)–Goa-12 August 1973 – 27 April 1979
4. Syeda Anwara Taimur(INC)—Assam— 6 December 1980 – 30 June 1981
5. Janaki Ramachandran(AIADMK) —Tamil Nadu —7–30 January 1988
6. J. Jayalalithaa — Tamil Nadu—24 June 1991 – 12 May 1996, 14 May 2001 – 21 September 2001, 2 March 2002 – 12 May 2006, 16 May 2011 – present
7. Mayawati(BSP) — U.P. —13 June 1995 – 18 October 1995, 21 March 1997 – 21 September 1997,3 May 2002 – 29 August 2003, 13 May 2007 – 7 March 2012
8. Rajinder Kaur Bhattal(INC)—Punjab—21 January 1996 – 12 February 1997
9. Rabri Devi(RJD) —Bihar—25 July 1997 – 11 February 1999, 9 March 1999 – 2 March 2000, 11 March 2000 – 6 March 2005
10. Sushma Swaraj(BJP) —Delhi—13 October 1998 – 3 December 1998
11. Sheila Dikshit(INC)—Delhi— 3 December 1998 – present
12. Uma Bharati(BJP)—M. P. — 8 December 2003 – 23 August 2004
13. Vasundhara Raje(BJP)—Rajasthan—8 December 2003 – 11 December 2008
14. Mamata Banerjee(TMC) —West Bengal—20 May 2011 – present

Nationalized banks & their Head Quarters

Nationalized banks & their Head Quarters

Allahabad Bank—Kolkata
Bank of India—Mumbai
Bank of Maharashtra— Pune
Canara Bank— Bangalore
Central Bank of India—Mumbai
Corporation Bank—Mangalore
Dena Bank—Mumbai
Indian Bank—Chennai
Indian Overseas Bank—Chennai
Oriental Bank of Commerce—New Delhi
Punjab National Bank—New Delhi
Punjab & Sind Bank— New Delhi
Syndicate Bank—Manipal
UCO Bank—Kolkata
Union Bank of India—Mumbai
United Bank of India— Kolkata
Vijaya Bank—Bangalore
Andhra Bank—Hyderabad
Bank of Baroda— Vadodara

Bill in winter session to give legal status to Aadhaar: Government

The government will push for passage of a long-pending bill to provide statutory status to the Unique Identification Authority of India (UIDAI) in the winter session of Parliament. 

"We will bring the National Identification Authority of India Bill 2010 in Parliament during the forthcoming winter session for discussion and passage," Planning Minister Rajeev Shukla told PTI. 

The UIDAI, which issues 12-digit Aadhaar numbers to residents, currently operates through an executive order. 

The working of the UIDAI has come under scrutiny of the Supreme Court, which in an interim order yesterday, observed that Aadhaar can be issued only to Indian nationals and the identification number cannot be made mandatory for availing of benefits of the government's subsidy schemes. 

The bill to provide the authority legal backing was approved by the Union Cabinet in September 2010 and introduced in the Rajya Sabha in December that year. It was sent for scrutiny to the Parliamentary Standing Committee on Finance headed by former finance minister and BJP leader Yashwant Sinha. 

"Now the bill has been sent back to the Planning Commission by the Standing Committee with some amendments. We will soon take it to the Cabinet and try to push the draft for passage in the winter session," Shukla said. 

The minister said the UIDAI has not made enrolment for Aadhaar number mandatory for residents and it was for the central departments, ministries and state governments to decide how to verify the identity of beneficiaries. 

"Aadhaar establishes the identity of a person and not the nationality. It also serves as proof of residence. Moreover, it is a voluntary facility and not mandatory," he said. 

According to an affidavit submitted by the Planning Commission in the Supreme Court, "Aadhaar is issued to residents on voluntary basis. The consent of the individual is sine qua non before issuing Aadhaar numbers...it cannot be said that collection of biometrics information of the subjects who volunteer to same amounts to breach of fundamental right." 

The UIDAI, constituted in January 2009, functions as an executive body under the Planning Commission. 

The authority has been mandated to enroll and collect biometric data of 60 crore residents across 18 states, while data of the remaining 61 crore population would be collected under the National Population Register (NPR) programme. 

The 12-digit unique identification number for the entire 121 crore population will be generated by the UIDAI. 

NPR and UIDAI will share the data collected so that multipurpose national identity cards with Aadhaar numbers printed on them can be issued to all residents in the country.

Source : The Economic Times

Some Important Abbreviations

Some Important Abbreviations

(Must Read n SHARE With Others)

AADHAAR card denotes – Unique Identity Number
PSL – Priority sector lending
NBFC – Non Banking Financial Company
WPI – Wholesale price Index
CPI – Consumer Price Index
LAF – Liquidity adjustment facility
NDTL – Net Deman d and Time Liabilities
UCB – Urban Cooperative Bank
ECS – Electronic clearing service
FSLRC – Financial Sector Legislative Reforms Commission
UCIC – Unique Customer Identification Code
AML – Anti Money Laundering
           http://sapost.blogspot.in/
CFT – Combatting of financial terrorism
SME – Small and Mediu m Enterprises
CDR – Corporate Debt Restructuring
CDS –Credit Default Swaps
IRS – Interest Rate Swaps
FII – Foreign Institutional Investors
RRB – Regional Rural Banks
PDC – Post Dated Cheques
MSE – Micro an d Small Enterpr ises
DCCO – Date of commencement of commercial operations
CRAR – Capital to Risk weighted assets ratio
IBL – Inter bank liability
GDS – Gold deposit scheme
CAD – Current account deficit
MFIN – Micro Finance Institutions Network
IRDA – Insurance Regulatory
Development Authority CRMPG – Counterparty Risk Management Policy Group
HTM – Held to maturity
SLR – Statutor y Liquidity Ratio
BC – Business correspondents
BF – Business facilitators DSA – Direct selling agents
DMA – Direct mar keting agents
DRA – Debt Recovery agents
ELA – Emergency Liquidity assistance
BOP – Balance of payments
APBS – AADHAAR payment bridge system
FDI – Foreign direct investment
MSF – Marginal standing facility
FFA – Forward freight agreements
BIS – Bank for international settlements
BR act – Banking Regulation act
MCX – Mu lti commodity exchange

PSB – Public sector banks

"Aadhaar infringes privacy"

The Aadhaar scheme is unconstitutional as applicants are required to part with personal information on biometrics, iris and fingerprints, infringing their right to privacy, which is held part of the fundamental right to life under Article 21 of the Constitution, Justice K.S. Puttaswamy, retired judge of the Karnataka High Court, and other petitioners told the Supreme Court.

“There are no safeguards or penalties and no legislative backing for obtaining personal information, and the proposed law introduced by the government has been rejected by the Parliamentary Standing Committee on Finance. Provisions for collection and retention of biometric data have been held impermissible in the United Kingdom and France by their top courts.”

Justice Puttaswamy said linking of the Aadhaar number with food security under the new Act, LPG subsidy, the Employees’ Provident Fund and other direct transfer of benefits made enrolment under the Aadhaar scheme mandatory, falsifying the government’s claim that it was voluntary.

Moreover, he alleged, Aadhaar numbers were being given indiscriminately, including to migrants without papers, creating a serious threat to national security. The executive order was “mala fide” as the whole object of rushing through the Aadhaar scheme was to “secure political gains.”

Denial of services

Senior counsel Anil Divan and counsel Ankit Goel, appearing for the petitioners, said Aadhaar resulted in denial of many benefits and services to persons who were otherwise eligible. They cited payment of salaries to teaching and non-teaching staff in Maharashtra only on the basis of Aadhaar; registration of marriages in Jharkhand; restriction of LPG connections.

Solicitor-General, Mohan Parasaran and Additional Solicitor-General L. Nageswara Rao, appearing for the Centre, however, said the Aadhaar card was voluntary and not mandatory, and, therefore, no interim directions were required.

Source : http://www.thehindu.com/news/national/aadhaar-infringes-privacy/article5160686.ece?homepage=true