KAVALIPOST

Thursday 1 January 2015


Grant of Savings Bank Allowance to Postal Assistants working in Savings Bank / Certificate Branches - Clarification (SB Order No. 13/2014)(Click the link below for details)


Delegation of Financial Powers to Heads of Circles in the Department of Posts (Click the link below for details)

Amendment to Small Savings Schemes, 2014 (Click the link below for details)http://finmin.nic.in/the_ministry/dept_eco_affairs/budget/BudgetNotification30122014.pdf

Now, post offices can provide ATM cards, account statements


Post offices moved a step closer to becoming banks. The government has allowed certain eligible branches to issue ATM cards to their account holders and also account statements instead of giving out passbooks, as most private sector banks do. 

On Tuesday, the government issued a gazette notification amending the Post Office Savings Bank General Rules, 1981. The rules will come into force immediately. These facilities will be available to the branches that are working on core banking solution software, essentially branches that part of an electronic network. 

Post offices currently provide savings account, recurring deposits, fixed deposits and many other small savings schemes run by the government including the popular Public Provident Funds. 

The funds raised by them largely go to finance central and state governments. India post currently has about 1.55 lakh branches, nearly 90% are in the rural areas, which many experts see as a good vehicle for financial inclusion. The notification says the post office savings bank could issue automated teller machine or debit card to account holders on request or otherwise which can be used to withdraw funds from any of the branches having core banking. 

The deposits to these accounts could be made and accepted through any electronic mode. The RBI had decided against issuing a banking licence to India Post when it gave out licence to IDFC and Bandhan Financial Services saying it would decide after consultation with government. The new rules notified by the government will push India Post closer to banks. 

Source : The Economic Times

Launch of PAHAL (DBTL) scheme on 1st January 2015 in entire Country




1.      The Direct Benefit transfer of LPG (DBTL) scheme PAHAL (Pratyaksh Hanstantrit Labh) has been re-launched in 54 districts on 15.11.2014 in the 1st Phase and will be launched in the rest of the 622 districts of the country on 1.1.2015.
2.       Consumers who wish to join the scheme will have to either link their Aadhaar number into their bank account and their LPG consumer or if they do not possess Aadhaar number, they will have to link their bank account directly with their 17 digit LPG Id. Once a Consumer joins the scheme, he will get the cylinders at market price and will receive LPG subsidy directly in his bank account. A sum of Rs.568 will be paid in advance to the consumer, in the bank account, who now joins the scheme, as soon as he makes the first booking for a cylinder after joining the scheme to ensure that he has extra money required to pay for the first LPG cylinder at market price. This is in addition to subsidy that is paid on each cylinder.  Camps are being set up at various banks, and LPG distributor’s premises to enable LPG consumers to open bank account and enroll for Aadhaar if they need to do so to join the scheme.
3.      To keep consumers informed about their status in the scheme, consumers will receive SMS at every stage in the scheme. To avail of this feature all LPG consumers are requested to register their mobile numberwith their distributor if they have not done so. They are also advised to receive cylinders only with cash memos to be assured of their subsidy transfer.
4.      The scheme will cover over 15.3 crore consumers across 676 districts of the country. Currently over 6.5 crore consumers i.e. 43% have already joined the scheme and will receive subsidy in their bank account.
5.      DBTL is designed to ensure that the benefit meant for the genuine domestic customer reaches them directly and is not diverted. By this process public money will be saved. All LPG customers are requested to immediately join the scheme as above (Detailed Scheme is in Annexure).
6.      All LPG consumers who are yet to join the scheme must do so quickly. Those who do not have bank accounts must first open bank accounts and then submit the required details to their LPG distributor/Bank for becoming cash transfer compliant.
7.      As on 30.12.2014, an amount of Rs.624 Crore has been transferred to over 20 Lakh LPG consumers since the launch of the scheme on 15th November 2014.
8.      LPG consumers who do not wish to avail the LPG subsidy for LPG cylinders can simply choose to opt out of subsidy. Over 12000 citizens have already voluntarily given up subsidy freeing up crores of subsidy amount for their less privileged brethren.

Annexure
Salient Features/Timelines of the modified DBTL scheme
What if LPG consumer had joined the scheme earlier?
LPG consumers who had joined the scheme earlier by linking his Aadhaar number in LPG and Bank database will get the cylinder at Market price w.e.f 1.1.15 and the subsidy will be transferred into their bank account. They do not have to do anything further. They can check CTC (cash transfer compliance) status on www.mylpg.in.
How to Join the modified Scheme?
For joining the scheme, the consumers have to fill up a form available with distributors and also on www.mylpg.in. The options are as under:
1.      LPG consumers can join the scheme by providing their Aadhaar number to LPG distributor and to Bank.
2.      LPG consumers who do not have Aadhaar number can
a.       Give Bank details to LPG distributor OR
b.      Give 17 digit LPG ID to the Bank (select banks only).
 What happens if the LPG Consumer joins the scheme or if he doesn’t join it?
Once the scheme is launched on 1.1.15, LPG consumers who join the scheme will get a one time permanent advance of Rs.568/- as soon as they book a cylinder after joining the scheme.
All consumers who have joined the scheme will get LPG cylinders at market price and subsidy amount in their bank account after launch of the scheme in their district/state.
Between 1st January 2015 and 31st March 2015 (three months), any LPG consumer who does not join the scheme will get the cylinder at subsidized price as they are getting it today.
Between 1st April 2015 and 30th June 2015 (three months), those LPG consumers who still do not join the scheme will start getting the cylinder at market price and subsidy will be parked with the OMCs. As soon as they join the scheme within this 3 month period, the parked subsidy would be sent to their bank account, else it will lapse.
From 1st July 2015, consumers who have still not joined the scheme will get the cylinder at market price, but subsidy will not be admissible. Subsidy will be transferred only to the bank account of those consumers who have joined the scheme prior to 30th June 2015.
Any consumer joining the scheme after 30th June 2015 will get permanent advance and subsidy with prospective effect.
What happens to the LPG Consumers of the 54 districts where the scheme is ongoing?
1.      All consumers who have joined the scheme from 15th November 2014 are getting LPG cylinders at market price and cash in their bank accounts. They have also got the one time permanent advance of Rs.568/- on booking a cylinder after joining the scheme.
2.      Between 15th November 2014 and 14th February 2015 (three months), LPG consumers in these 54 districts who do not join the scheme will continue to get the cylinder at subsidized price as they are getting it today.
3.      Between 15th February 2015 and 14th May 2015 (three months), those LPG consumers who still do not join the scheme will start getting the cylinder at market price and cash admissible will be parked with the OMCs. If they join the scheme within this 3 month period, the parked cash would be sent to their bank account, else it will lapse.
4.      From 15th May 2015, consumers who have still not joined the scheme will get the cylinder at market price, however, cash subsidy will not be admissible. 
 MJPS/Rk
Source : PIB (Release ID :114245)

Conducting of Limited Departmental competitive Examination for promotion of Lower Grade Officials to the cadre of Postal Assistants/ Sorting Assistants for the year 2014 held on 23-11-2014 - display of Provisional Key - Regarding



Now, post offices can provide ATM cards, account statements


Post offices moved a step closer to becoming banks. The government has allowed certain eligible branches to issue ATM cards to their account holders and also account statements instead of giving out passbooks, as most private sector banks do. 

On Tuesday, the government issued a gazette notification amending the Post Office Savings Bank General Rules, 1981. The rules will come into force immediately. These facilities will be available to the branches that are working on core banking solution software, essentially branches that part of an electronic network. 

Post offices currently provide savings account, recurring deposits, fixed deposits and many other small savings schemes run by the government including the popular Public Provident Funds. 

The funds raised by them largely go to finance central and state governments. India post currently has about 1.55 lakh branches, nearly 90% are in the rural areas, which many experts see as a good vehicle for financial inclusion. The notification says the post office savings bank could issue automated teller machine or debit card to account holders on request or otherwise which can be used to withdraw funds from any of the branches having core banking. 

The deposits to these accounts could be made and accepted through any electronic mode. The RBI had decided against issuing a banking licence to India Post when it gave out licence to IDFC and Bandhan Financial Services saying it would decide after consultation with government. The new rules notified by the government will push India Post closer to banks. 

Source : The Economic Times


UPSC NDA & NA (I) Notification 2015 – Apply Online for 375 Defence & Naval Academy Posts:


Union Public Service Commission (UPSC) has posted employment notification to conduct an examination for admission to the Army, Navy and Air Force wings of the NDA for the 135th Course and for the 97th Indian Naval Academy Course (INAC). Eligible unmarried male candidates may apply online from 27-12-2014 to 23-01-2015 by 11.59 PM. Other details like age limit, educational qualification, selection process, how to apply are given below…

UPSC NDA & NA (I) Vacancy Details: 
Total No of Posts: 375
Name of the Posts:
1. Naval Defence Academy: 320 Posts
(a) Army: 208 Posts
(b) Navy: 42 Posts
(c) Air Force: 70 Posts
2. Naval Academy [10+2 Cadet Entry Scheme]: 55 Posts

Age Limit: Candidates should born not earlier than 02-07-1996 and not later than 01-07-1999.
Educational Qualification: Candidates must be Passed in 12th Class of the 10+2 pattern of School Education or equivalent examination conducted by a State Education Board or a University for Army Wing of National Defence Academy and must be Passed in 12th Class of the 10+2 pattern of School Education or equivalent with Physics and Mathematics conducted by a State Education Board or a University for Air Force and Naval Wings of National Defence Academy and for the 10+2 Cadet Entry Scheme at the Indian Naval Academy.
Selection Process: Candidates will be selected based on performance in Written Examination, Psychological Aptitude Test, Intelligence Test and SSB Interview.
Application Fee: Candidates need to Pay Rs.100/- in the form of Cash in any Branch of SBI or by using net banking facility of State Bank of India/ State Bank of Bikaner & Jaipur/ State Bank of Hyderabad/ State Bank of Mysore/ State Bank of Patiala/ State Bank of Travancore or by using Visa/ Master Credit/ Debit Card. No Fee for SC/ ST candidates and sons of JCOs/ NCOs/ ORs.
How to Apply: Eligible unmarried male candidates may apply online through the website http://www.upsconline.nic.in/ from 27-12-2014 to 23-01-2015 by 11.59 PM. Retain printed copy of online application form for future use.
Instructions for Applying Online:
1. Before applying online, candidates must have scanned copies of photograph and signature.
2. Log on to the website http://www.upsconline.nic.in/.
3. Click on Online Application for Various Examinations of UPSC.
4. Choose the desired post and must fill the Part I Online Application form by selecting the link.
5. Fill all the mandatory details and Submit.
6. After successful submission, an unique Registration ID will be generated, note it.
7. Make the fee payment and revisit the website.
8. Select Part II Registration and Log in yourself.
9. Fill all the mandatory details in Part II of Application.
10. Upload the scanned photograph and signature at the places provided and Submit the application.
11. After submitting the application form, take print out of system generated application form for further reference.
Important Dates: 
Starting Date for Submission of Online Applications: 27-12-2014.
Last Date for Submission of Online Applications: 23-01-2015 by 11.59 PM. 
Last Date for Payment of Fee through Offline: 22-01-2015 by 23.59 hrs.
Last Date for Payment of Fee through Online: 23-01-2015 by 23.59 hrs.
Availability of e-Admit Cards: 03 Weeks before the commencement of examination. 
Date of Written Examination: 19-04-2015.
Written Examination Results will be declared in: July 2015.
SSB Interviews for the candidates qualified in written examination will be held during: September 2015 to October 2015.
Course will be commencing from: 02-01-2016.
For more details regarding age limit, educational qualification, selection process, how to apply and other information click on the link given below…

UPSC NDA & NA (I) ExamMore Information
Notification Get Details
Online ApplicationClick Here




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