KAVALIPOST

Saturday 19 October 2013

FLASH NEWS

NFPE & FNPO DECIDED TO GO ON NATIONWIDE INDEFINITE STRIKE IF THE DEMAND FOR INCLUSION OF GRAMIN DAK SEVAKS UNDER THE PURVIEW OF 7TH CENTRAL PAY COMMISSION IS NOT ACCEPTED BY THE GOVERNMENT. THE MAIN DEMANDS OF THE STRIKE WILL BE

(1) Inclusion of Gramin Dak Sevaks under the purview of 7th CPC

(2) Regularisation of Casual, Part-time, Contingent Employees and Revision of their wages with effect from 01.01.2006 (as per 6th CPC wage revision) & Grant of DA

(3) Merger of 50% DA with pay for all employees including GDS

The above decision was taken in the Central JCA Meeting held on 19.10.2013 at New Delhi under the Chairmanship of Shri. T. N. Rahate, President, FNPO.


(M. Krishnan)                                                      (D. Theagarajan)
Secretary General                                               Secretary General
NFPE                                                                    FNPO

10 Top Tips for Computer Beginners


Perseverance makes experts of us all
  1. Be patient with yourself – everyone finds it difficult and frustrating to learn how to use computers
  2. Ask for help at any time, but especially if you:
    - can’t see the screen clearly
    - can’t use the mouse
    - haven’t used a keyboard before. 
  3. Computers are there to enhance your life. Think: what would I like to do better, do easier or do more of in my life? Then ask someone for advice on how a computer can help you achieve that goal.
  4. Try to be selective about who you listen to. Those who are negative about computers may be scared themselves or maybe the digital world is just not for them. Don’t let your enthusiasm be dampened by them.
  5. Go at your own pace – don’t compare yourself with anyone else. Everyone comes to computers with a different background and experience, and everyone learns to use them at a different pace.
  6. Set yourself small, realistic goals. If you’re not sure what these should be, discuss them with a friend or with a computer mentor or tutor if you have access to one. Better to be able to find one useful website or send one short email than to end up with a head full of instructions and no results.
  7. Practice makes perfect: don’t shy from repeating the things you’re learning time and time again until you feel you’ve got it. And don’t be scared about making mistakes.
  8. If you start dreaming about mice, and email, and keyboards, you probably need to take a break!
  9. Computers are also for fun. Find out about playing games: crosswords, cards, chess, Suduko, solitaire … And look into using computers to listen to music and the radio and to watch TV and films.
  10. Don’t panic! It really will all make sense in the end. You’ll get there...

Gross Salary for Newly Appointed Postal Assistant / Sorting Assistant / PA SBCO


Author of blog does not accepts any responsibility in relation to the accuracy, completeness, usefulness or otherwise, of the contents.


A request was made by a candidate regarding salary structure of newly appointed  Postal Assistants/Sorting Assistant (PA/SA) and the details are as follows


B.P = Basic Pay
D.A = Dearness Allowance
H.R.A = House Rent Allowance
T.A = Travelling Allowance

The above are used for calculating the total salary of a Postal/Sorting Assistant
PA/SA’s are included in the Pay Scale of  5200-20200  with a grade pay of 2400.


Calculation:

1. Basic Pay (BP) = 9910 (7510 + 2400)

2. Dearness Allowance = Dearness Allowance (DA) is given by the Government in every six months ie, in January and July every year. From Jan 2013, the Dearness Allowance is 80%. Thus the present DA is 80% of 9910 which works out to 7928.

3)    House Rent Allowance (HRA) = HRA is calculated based on the city where you are working. In India the cities have been classified into three categories as “X”, “Y” and “Z”.

X' Cities - 30% HRA
States
Cities Classified as "X"
Andhra Pradesh
Hyderabad (UA)
Delhi
Delhi (UA)
Karnataka
Bangaluru (UA)
Mahrashtra
Greater Mumbai (UA)
Tamilnadu
Chennai (UA)
West Bengal
Kolkatta (UA)
                                                          
 Y' Cities - 20% HRA 

States
Cities Classified as "Y"
Andhra Pradesh
Vijayawada (UA, Warangal, (UA), Vishkhapatnam (UA), Guntur
Assam
Guwahati (UA)
Bihar
Patna (UA)
Chandigarh
Chandigarh
Chattisgarh
Durg-Bhilai Nagar (UA), Raipur (UA)
Gujarat
Ahmedabad (UA), Rajkot (UA), Jamnagar (UA), Bhavnagar (UA), Vadodara (UA), Surat (UA)
Haryana
Faridabad*
Jammu & Kashmir
Srinagar (UA), Jammu (UA)
Jharkhand
Jamshedpur (UA), Dhanbad (UA), Ranchi (UA)
Karnataka
Belgaum (UA), Hubli-Dharwad, Mangalore (UA), Mysore (UA)
Kerala
Kozhikode (UA), Kochi (UA), Thiruvananthapuram (UA)
Madhya Pradesh
Gwalior (UA), Indore (UA), Bhopal (UA), Jabalpur (UA)
Maharashtra
Amravati, Nagpur (UA), Aurangabad (UA), Nashik (UA), Bhiwandi (UA), Pune (UA), Solapur, Kolhapur (UA)
Orissa
Cuttack (UA), Bhubaneswar (UA)
Punjab
Amritsar (UA), Jalandhar (UA), Ludihiana
Pondicherry
Pondicherry (UA)
Rajasthan
Bikaner, Jaipur, Jodhpur (UA), Kota (UA)
Tamilnadu
Salem (UA), Tiruppur (UA), Coimbatore (UA), Madurai (UA)
Uttarkhand
Dehradun (UA)
Uttar Pradesh
Moradabad, Meerut (UA), Ghaziabad*, Aligarh, Agra (Ua), Bareilly (UA), Lucknow (UA), Kanpur (UA), Allahabad (UA), Gorakhpur, Varanasi (UA)
West Bengal
Asansol (UA)

 Remaining cities –      Z' Cities - 10% HRA 

In X cities = 30 % of 9910 = 2973

In Y Cities = 20 % of 9910 = 1982

In Z Cities = 10 % of 9910 = 991

Travelling Allowance = TA is fixed as Rs.800 + the DA % 

of 800. So at present TA is 800 + 80% of 800 = 1440.

Gross Salary works out to: (For Newly Appointed PA)

·        In X class cities salary will be = 9910+7928+2973+1440   =    

Rs. 22251

·        In Y class cities will be = 9910+7928+1982+1440 =  

Rs. 21260

·    In Z class cities will be = 9910+7928+991+1440
     
= Rs. 20269

LATEST Top 25 Best Medical Colleges in India 2013-2014


Below are the list of best Medical colleges in India across major cities (Delhi, Pune, Vellore, Puducherry, Manipal, Mumbai, Bangalore, Chennai, Lucknow, Ludhana, Ahmedabad, Chandigarh, Kolkata, Aligarh) 
India Today magazine and Nielsen Company conducted a survey to rank the top medical colleges in India.



1. AIIMS, Delhi

2. Armed Forces Medical College, Pune

3. Christian Medical College, Vellore

4. JIPMER, Puducherry

5. Kasturba Medical College, Manipal

6. Lady Hardinge Medical College, Delhi

7. Maulana Azad Medical College, Delhi

8. Grant Medical College, Mumbai

9. St. John’s Medical College, Bangalore

10. Madras Medical College, Chennai

11. Stanley Medical College, Chennai

12. King George Medical University, Lucknow

13. B.J. Medical College, Ahmedabad

14. Christian Medical college, Ludhana

15. Institute of Medical Sciences, BHU, Varanasi

16. Seth G.S. Medical College, Mumbai

17. Bangalore Medical College, Bangalore

18. University College of Medical sciences, Delhi

19. Sri Ramachandra Medical College & Research Institute, Chennai

20. Lokmanya Tilak Municipal Medical college, Mumbai

21. M.S. Ramaiah Medical college, Bangalore

22. Medical College & Hospital Kolkata

23. Topiwala National Medical College, Mumbai

24. Government Medical College, Chandigarh

25. Jawaharial Nehru Medical College, AMU, Aligarh

Courtesy : http://www.tntam.in

UGC - NET EXAM DEC. 2013


Important DatesNotification for NETResultsMarkse-Certificatee-Certificate VerificationPrevious Question PapersHelp
AgeChecklistEligibilityEnclosuresFeeGeneral Instructions
How to ApplyScheme of TestScheme of ExaminationSubjectsCoordinating InstitutionsSyllabus N E T Subjects
National Eligibility Test - December, 2013
for Junior Research Fellowship and Eligibility for Assistant Professor
To avoid Rush! Submit your Online Application NOW!. New
Take printout of Online Application Form & Attendance Slip and submit one copy of both the documents at the
respective Coordinating University/college (opted by the candidate) with fee receipt & category certificate(s)

Candidate Login Area

Already registered. Login here:
Email ID
Password
Security Key
118518
Type the security key into the text box. This key is used to verify that this page is not accessed by any automated processes



UGC National Eligibility Test-Important Dates:- December 2013

Last date for Applying Online & generation of filled Bank Challan for Fee.

: Wednesday; October 30, 2013


Last date of submission of Fee through online generated Bank Challan, at any branch of State Bank of India (SBI).

: Saturday; November 02, 2013


Last date of taking printout of Application Form, Attendance Slip and Admit Card from UGC website (www.ugcnetonline.in)
: Tuesday; November 05, 2013


Last date for receiving the printout of online Application Form (one copy) and Attendance Slip (one copy) at the respective Coordinating University opted by the candidate (with fee receipt & category certificate(s))

: Saturday; November 09, 2013

Dopt issued guidelines regarding handling of complaints in Ministries / Departments & RATES OF INCOME-TAX AS PER FINANCE ACT, 2013


Dopt issued guidelines regarding handling of complaints in Ministries / Departments 

No.104/76/2011-AVD.1
Government of India
Ministry of Personnel & Public Grievances & Pensions
(Department of Personnel & Training)
New Delhi, Dated October 18, 2013
OFFICE MEMORANDUM
Subject:- Guidelines regarding handling of complaints in Ministries / Departments.

The undersigned is directed to say that the instructions regarding dealing with anonymous and pseudonymous complaints as contained in this Department’s OM No. 321/4/91-AVD.III, dated 29th September, 1992 and as reiterated vide DOP&T’s OM No. 371/38/97-AVD.III, dated 3/11/1997, being at variance with instructions issued by CVC in this regard vide circular No.3(V)/99/2 dated 29th June, 1999, No. 98/DSP/9, dated 31st January, 2002 and 11th October, 2002, had been receiving the attention of the Government for the past some time.

2. The matter was examined afresh in consultation with the Central Vigilance Commission. Subsequent to the Public Interest Disclosure & Protection of informers’ Resolution 2004 (PIDPI), the Commission has created a mechanism for handling complaints where identity of the complainant is kept secret and the complainant is provided protection. This has been endorsed and operationalized by the Central Government with the approval of the competent authority.
3. In view of the fact that complainants who desire to protect their identity now have the protection of the Public Interest Disclosure & Protection of Informers’ Resolution — 2004 (PIDPI), the following procedure is laid down for handling anonymous and pseudonymous complaints, in supersession of instructions contained in DoP&T’s OM No. 321/4/91-AVD.III dated 29th September, 1992:
(i) No action is required to be taken on anonymous complaints, irrespective of the nature of allegations and such complaints need to be simply filed
(ii) Complaints containing vague allegations could also be filed without verification of identity of the complainant.
(iii) If a complaint contains verifiable allegations, the administrative Ministry/Department may take cognizance of such complaint with the approval of the competent authority to be designated by the Ministry/Department as per their distribution of work. In such cases, the complaint will be first sent to the complainant for owning/disowning, as the case may be. If no response is received from the complainant within 15 days of sending the complaint, a reminder will be sent. After waiting for 15 days after sending the reminder, if still nothing is heard, the said complaint may be filed as pseudonymous by the Ministry/Department.
4. Instructions contained in para-3 above would also be applicable (with appropriate competent authority to be designated under para 3 (iii) above) for dealing with complaints against Secretaries to the Government of India or Chief Executives / CMDs / Functional Director of PSEs/PSBs/FIs, which will continue to be referred to the Cabinet Secretariat for placing before the Group of Secretaries headed by the Cabinet Secretary/Secretary (Coordination) in the Cabinet Secretariat, as the case may be, as per procedure given in Department’s OM No. 104/100/2009-AVD.I, dated 14/1/2010 and DPE’s OM No. 15(1)/2010-DPE(GM), dated 11/3/2010, as amended from time to time.
sd/-
(G.Srinivasan)
Under Secretary to the Government of India

RATES OF INCOME-TAX AS PER FINANCE ACT, 2013
As per the Finance Act, 2013, income-tax is required to be deducted under Section 192 of the Act from income chargeable under the head "Salaries" for the financial year 2013-14 (i.e. Assessment Year 2014-15) at the following rates:

2.1 Rates of tax
A. Normal Rates of tax:

S. No
Total Income
Rate of tax
1Where the total income does not exceed Rs. 2,00,000/-.Nil
2Where the total income exceeds Rs. 2,00,000 but does not exceed Rs. 5,00,000/-10 per cent of the amount by which the total income exceeds Rs. 2,00,000/-
3Where the total income exceeds Rs. 5,00,000/- but does not exceed Rs. 10,00,000/-.Rs. 30,000/- plus 20 per cent of the amount by which the total income exceeds Rs. 5,00,000/-.
4Where the total income exceeds Rs. 10,00,000/-.Rs. 1,30,000/- plus 30 Per cent of the amount by which the total income exceeds Rs. 10,00,000/-
B. Rates of tax for every individual, resident in India, who is of the age of sixty years or
more but less than eighty years at any time during the financial year:

S. No
Total Income
Rate of tax
1Where the total income does not exceed Rs. 2,50,000/-Nil
2Where the total income exceeds
Rs. 2,50,000 but does not exceed Rs. 5,00,000/-
10 per cent of the amount by which the total income exceeds Rs. 2,50,000/-
3Where the total income exceeds
Rs. 5,00,000/- but does not exceed
Rs. 10,00,000/-
Rs. 25,000/- plus 20 per cent of the amount by which the total income exceeds Rs. 5,00,000/-.
4Where the total income exceeds
Rs. 10,00,000/-
Rs. 1,25,000/- plus 30 per cent of the amount by which the total income exceeds Rs. 10,00,000/-
C. In case of every individual being a resident in India, who is of the age of eighty years or
more at any time during the financial year:

S. No
Total Income
Rate of tax
1Where the total income does not exceed Rs. 5,00,000/-Nil
2Where the total income exceeds
Rs. 5,00,000 but does not exceed Rs. 10,00,000/-
20 per cent of the amount by which the total income exceeds Rs. 5,00,000/-
4Where the total income exceeds
Rs. 10,00,000/-
Rs. 1,00,000/- plus 30 per cent of the amount by which the total income exceeds Rs. 10,00,000/-
2.2 Surcharge on Income tax:

The amount of income-tax shall be increased by a surcharge @10% of the Income-tax on payments to an individual taxpayer, if the total income of the individual exceeds Rs 1 crore during FY 2013-14 (AY 2014-15). However the amount of Surcharge shall not exceed the amount by which the individual’s total income exceeds Rs 1 crore and if surcharge so arrived at, exceeds such amount (assessee’s total income minus one crore) then it will be restricted to the amount of total income minus Rupees one crore.

2.3.1 Education Cess on Income tax: The amount of income-tax including the surcharge if any, shall be increased by Education Cess on Income Tax at the rate of two percent of the income-tax.

2.3.2 Secondary and Higher Education Cess on Income-tax: An additional cess is chargeable at the rate of one percent of income-tax including the surcharge if any, but not including the Education Cess on income tax as in 2.3.1.

3. SECTION 192 OF THE INCOME-TAX ACT, 1961: BROAD SCHEME OF TAX DEDUCTION AT SOURCE FROM "SALARIES":

3.1 Method of Tax Calculation:
Every person who is responsible for paying any income chargeable under the head "Salaries" shall deduct income-tax on the estimated income of the assessee under the head "Salaries" for the financial year 2013-14. The income-tax is required to be calculated on the basis of the rates given above, subject to the provisions related to requirement to furnish PAN as per sec 206AA of the Act, and shall be deducted at the time of each payment. No tax, however, will be required to be deducted at source in any case unless the estimated salary income including the value of perquisites, for the financial year exceeds Rs. 2,00,000/- or Rs.2,50,000/- or Rs. 5,00,000/-, as the case may be, depending upon the age of the employee.


IBPS PO Exam 19 October 2013 General Awareness Questions - Morning Shift


IBPS PO Exam 19 October 2013 
 General Awareness Questions - Morning Shift


Friends...Here is the list of General Awareness Question asked in Todays Morning Shift IBPS PO Exam. The Questions has been shared by our friend Krishana Kumar. We thank him on behalf of our team as well as all IBPS PO Candidates. This will truely serve as a model for others who are appearing for PO Exam in coming days. All the Best to all candidates appearing PO Exam in coming days!!!!

1. Current bank rate?-- 9.00 %
2. Inventor of mouse who died recently?-Douglas Engelbert
3. Chairman of fed reserve? -- Janet Yellen
4. Who among the following is not an MP? (In Option: Amitab bachan,Dharmendra etc)
5. About SARFAESI act -- Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act,2002 related with NPA
6. Max. Home loan limit to a person in metropolitan city?
7. SLR full form? -- Statutory Liquidity Ratio
8. MICR full form? -- Magnetic Ink character Recognition
9. Interest Rate for Export?
10. Micro industry(service) set up cost limit?
11. Who keeps all credit information of persons? -- CIBIL
12. About MNREGA -- 100 Days
13. CCTV Full Form?- Closed-circuit television
14. Two question from union budget 
15. Name of tablet made by microsoft -- Surface
16. Which among below a microprocessor manufacturing company (options - intel, microsoft etc) 
17. EU 28th Member -- Croatia
18. Where is national institute of sports situated?-- Patiala
19. Prime Minister of  Britain?-- David Cameron
20. NPA Category
21. Which of the following not considered as proof of identity while opening account in bank(options-passport,electricity bill,adhar card,pan card,driving license)?
22. Largest Producer of Gold? -- China
23. National award in "Best Entertaining Movie” category? -- Vicky Donor 
24. Term associated with cricket 
25. About "Aam Admi Bima Yojana"
26. Transfer & Withdrawal limit in BSBDA account.
27. Author of book "The lowland"? -- Jhumpa Lahri
28. Pan Card essential for how much money transaction?
29. What is the main thing focused in Raghuram Rajans recent RBI monetary policy 21. Target fiscal deficit of govt in FY 2013-14
30. Who among following are major applicant in new banking license(option - tatason, mahindra etc) 
31.  INS Sindhurakshak Made by? -- Russia
32. 'Branch On Wheels' scheme by which Bank? -- ICICI
33. Who is the new Australian PM?-Tony Abbot
34. Question about Roshni Scheme
35. Tagore Award for cultural harmony? -- Zubin Mehta
36. Hummingbird Alogorithm deveoloped by?-- Google
37. Corporate Debt Limit- 25bn $
38. Limit of Micro Enterprise as per MSME act 2006- 25 lakh
39. Transfer & withdrawal limit in BSBDA account?
40. BRICS initial Fund for setting Up capital- 100 million $,sharing :- 41- china,18-Russia ,India,Brazil,5- S.A.

If anybody would like to share the evening shift PO Exam questions send it to currentaffairs4examz@gmail.com  or sapost2@gmail.com. We will publish it with your Name. Thank You...

Courtesy : http://www.currentaffairs4examz.com

HOW TO READ BAR CODES...(everyone must know)


ALWAYS READ THE LABELS ON THE FOODS YOU BUY--NO MATTER WHAT THE FRONT OF THE BOX OR PACKAGE SAYS, TURN IT OVER AND READ THE BACK---CAREFULLY!

With all the food and pet products now coming from China, it is best to make sure you read label at the supermarket and especially when buying food products. Many products no longer show where they were made, only give where the distributor is located. The whole world is concerned about China-made "black- hearted goods".

Can you differentiate which one is made in Taiwan or China ? The world is also concerned about GMO

(Genetically Modified Organism)
foods; steroid fed animals (ex: 45 days old broiler chicken).

It is important to read the bar code to track its origin. How to read Bar Codes....interesting !

If the first 3 digits of the bar code are 690, 691 or 692, the product is MADE IN CHINA.471 is Made in Taiwan .

If the first 3 digits of the bar code are 00-09 then it's made or sourced in USA.

This is our right to know, but the government and related departments never educate the public, therefore
we have to RESCUE ourselves. Nowadays, Chinese businessmen know that consumers do not prefer products "MADE IN CHINA", so they don't show from which country it is made. However, you may now refer to the bar-code -

remember if the first 3 digits are:


890......MADE IN INDIA


690, 691, 692 ... then it is MADE IN CHINA


00 - 09 ... USA and CANADA


30 - 37 ... FRANCE


40 - 44 ... GERMANY


471 ........ Taiwan


49 .......... JAPAN


50 .......... UK Share it!!!



Courtesy : http://akulapraveen.blogspot.in/



Friday 18 October 2013

PA/SA Direct Recruitment- A.P.Circe Division-wise Selected list Released

Circle Office, Hyderabad has released the Division wise  list of selected candidates of the Postal Assistant/Sorting Assistant Examination held on 21-04-2013. 
Click here to view the division-wise selected list. There are 3 attachments in the link. No provision was made for search option.Candidates have to browse page-wise,Division wise(as per options given in application) to view the result.



Odisha Circle : Result of PA, SA and PA(SBCO) of Odisha Circe held on 5th May, 2013



To view please Click Here.


DAY BY DAY HEARINGS ON DISCIPLINARY VIGILANCE INQUIRIES - DOPT



372/3/2007-A VD-III (VoL. 10)
Government of India
Ministry of Personnel, Public Grievances & Pensions
Department of Personnel & Training
North Block, New Delhi
Dated: 14th October, 2013
Office Memorandum

Subject: Recommendations of the Committee of Experts on Disciplinary & Vigilance Inquiries (Hota Committee) – Para 35 of the Committee’s Report on conduct of hearings on a day to day basis – Acceptance by Government – reg.


The undersigned is directed to say that the Government had appointed a Committee of Experts to review the procedure for Disciplinary/Vigilance Inquiries and recommend measures for their expeditious disposal. The Committee comprised the following:

(i) Shri P.C. Hota, Former Chairman, UPSC ——- Chairman
(ii) Shri Arvind Varma, Former Secretary, DoPT –—– Member
(iii) Shri P. Shankar, former CVC –—– Member.

2. The Expert Committee has, in para 35 of its Report, recommended that “as far as practicable, an Inquiry Officer should conduct the hearing on a day-to-day basis to complete the Inquiry expeditiously. Each Inquiry Officer should be required to maintain an order sheet to record proceedings of the inquiry on the day of Inquiry and other relevant matters. if the Inquiry cannot be conducted on a day-to-day basis, the Inquiry Officer should record in the order sheet the reasons why the Inquiry could not be held on a day-to-day basis.”

3. The aforesaid recommendation of the Hota Committee has been considered by a Committee of Secretaries (CoS) under the chairmanship of Cabinet Secretary and, as recommended by the CoS, the recommendation has been accepted by the Government.

4. Accordingly, it has been decided that once a regular hearing in a departmental proceeding is started, such bearing should, as far as practicable, be continued on a day to day basis, unless in the opinion of the IO, for the reasons to be recorded in writing, an adjournment is unavoidable in the interest of justice.

5. The above decision of the Government is brought to the notice of all Ministries/Departments for strict compliance.

sd/-
(V.M. Rathnam)
Deputy Secretary to the Govt. of India


Grant of Dearness Relief to CPF beneficiaries in receipt of ex-gratia payment w.e.f 01.07.2013.



Click here to view Office Memorandum F. No. 42/13/2012-P&PW(G), dated 17th October, 2013 issued by Department of Pension & Pensioners' Welfare , Ministry of Personnel, Public Grievances & Pensions, Government of India.

Microsoft Windows 8.1: Pluses and Minuses


By Anick Jesdanun

NEW YORK: I doubt I was alone in rolling my eyes when I first used Windows 8 a year ago. I found its touch controls and gestures awkward, and I was troubled by how little its primary, tile-based interface could do on its own.

For many basic tasks, I had to return to the system's traditional desktop mode, the one that resembles older versions of Windows. It felt as though I was working on two different computers at once.

Since then, I've warmed up to many of those touch controls and gestures, such that I've even tried to use them absentmindedly out of habit on my touch-less MacBook laptop. And the free Windows 8.1 update released addresses many of my remaining gripes.

Windows is still far from perfect. It continues to come across as a work in progress. But Windows 8.1 shows Microsoft is listening. People who already have Windows 8 will find digital life more pleasant with the update.

What was so bad about Windows 8's tile mode previously?

I could open only 10 webpages at a time in Internet Explorer and pages would automatically close once I had hit the limit, without any prompts or choice of which one. With Windows 8.1, there's no limit.

The browser in Windows 8 didn't let me view more than one webpage at once. Sure, I could open 10 tabs, but I could see only one at a time. I couldn't leave a news site or Facebook open on one side of Window's new split screen for multitasking while I checked Gmail on another. With Windows 8.1, I can open a "new window" rather than a "new tab" using a right click to have a second page visible.

That limitation also applied to Window 8's Mail app. With Windows 8.1, I can now have two messages open at once. And if I click on an attachment, it opens to the side rather than replace what I'm reading. The Mail app's layout adjusts to fit into the remaining space.

I could access some computer settings from the tile-based interface, but Windows 8 sent me to the desktop for many others, including changing the display screen's resolution and controlling how quickly energy-saving measures kicked in. Now I can adjust that and more from the tile-based interface in Windows 8.1, though I still can't check the specific percentage of battery life I have left without going to the desktop.

Beyond fixes, Windows 8.1 offers these improvements:
*Universal search. With one search command, I can access files stored on my computer along with web content on the internet. Type in "Shakira," for instance, and I'm invited to hear her songs through Xbox Music or watch her videos on YouTube. I also get links to her biography, official website and Wikipedia entry. Type in "Toronto" and a map, suggested attractions and the current weather there will pop up. In both cases, I am also shown documents on my computer with those words in the text.

*New features. I can diagnose my medical condition by tapping on a body part on the screen and checking off symptoms. I can also keep track of my workouts, recipes and shopping lists. Another feature lets me save content from webpages and apps to read later offline.

*Customization. I can rearrange tiles and rename groups of apps more easily. With one swipe up from the home screen, I can see all my apps and arrange them by name, category, installation date or frequency of use.

*Old habits. I can set the computer to always boot up in the desktop mode, allowing me to minimize my interaction with the tile-based interface. That said, this seems like cheating, an admission that the tile mode isn't working, when Microsoft is banking its future on it.

That gets me to the things Windows 8.1 doesn't fix:

*It still feels like two separate computers at times. Each mode has its own Internet Explorer browser. Pages I have open in one won't automatically appear in the other. Many programs, including Microsoft's Office, work only in desktop. I can customize the background images so both modes match, but that's cosmetic.

*Although Windows 8.1 lets me adjust how much screen space each visible app takes, that slider only moves left to right. So with three or four apps open, all of the apps are vertical. That's awkward for video and word processing. And while Windows 8.1 doubles to four the number of apps I can have side by side, it was unlimited before Windows 8.

*There's no easy way to open apps without going to the full-page start screen. Before Windows 8, there was a Start button on the lower left corner to do that. The Start button has been restored in Windows 8.1, but its functionality has not. So if I have video playing, it stops as I switch from app to app or do one of those universal searches.

*The touch controls can still be confounding. Windows 8.1 comes with new gesture controls, such as the ability to accept word suggestions as you type by swiping and tapping the spacebar. Too often, I simply add unneeded spaces instead.

Microsoft's tile and touch approach will take time to get used to, even with Windows 8.1. That approach works fine on phones and tablets, but not necessarily on desktops and laptops.

I know change is inevitable. I eventually embraced Apple's Mac OS X, introduced in 2001, after more than a decade of growing up on what became known as Classic. But it took me until 2006 to fully switch. It's been only a year with the new Windows. I'm not ready to cede my Windows 7and Mac computers quite yet.

If you're buying a new Windows computer or already have Windows 8, your choices are limited. In that case, you might as well accept Windows 8.1, which is far better than Windows 8.

(The author is technology writer for AP)

Source:-The Times of India



PFRDA Orders : New Pension Scheme (NPS) - Changes in Investment Guidelines for the Government Sector


PFRDA Orders : New Pension Scheme (NPS) - Changes in Investment Guidelines for the Government Sector

PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY

CIRCULAR

File No.: PFRDA/2O13/16/PFM/4

Date: 15 Oct 2013

To,
All Pension Funds

Subject: Investment Guidelines

1. Changes in Investment Guidelines for the Government Sector

The following changes in the investment guidelines have been made :-

1.1 Debt securities selected for Investments should have a minimum residual maturity period of  three years from the date of investment by the Pension Fund.

1.2 Debt securities must have an investment grade rating from at least two credit rating agencies.  Apart from ratings by agencies. PF shall undertake their own due diligence for assessment of risks associated with the securities before investments.

1.3 Credit Default Swaps (CDS) on Corporate Bonds are eligible derivative instruments.

1.4 Rated asset backed securities (ABS) are eligible securities for investments provided they have a residual maturity of not less than three years and have an investment grade rating from at least two rating agencies.

2. Guidelines for Private Sector — Corporate CG and NPS lite
Please note that both Corporate CG and NPS Lite Schemes follow the Government pattern of investment and hence investment guidelines as applicable to the Government sector and any subsequent amendments to investment guidelines of Government sector will also be applicable to Corporate CG and NPS lite Schemes. Investment guidelines, and any subsequent changes thereto as applicable to the Government sector, therefore should be adopted simultaneously for Corporate CG and NPS Lite Scheme.

sd/-
(Subroto Das)
Chief General Manager

Source : www.pfrda.org.in
[http://pfrda.org.in/writereaddata/linkimages/changes%20Investment%20Guidelines968531261.pdf]

Income-Tax Deduction from Salaries during the Financial Year 2013-14: IT Circular No. 08/2013 Part-I


CIRCULAR
 NO : 08 /2013
F.No. 275/192/2013-IT(B)
Government of India
Ministry of Finance
Department of Revenue
Central Board of Direct Taxes
New Delhi, dated the 10th October, 2013

SUBJECT: INCOME-TAX DEDUCTION FROM SALARIES DURING THE FINANCIAL YEAR 2013-14 UNDER SECTION 192 OF THE INCOME-TAX ACT, 1961.

Reference is invited to Circular No.08/2012 dated 05.10.2012 whereby the rates of deduction of income-tax from the payment of income under the head "Salaries" under Section 192 of the Income-tax Act, 1961(hereinafter ‘the Act’), during the financial year 2012-2013, were intimated. The present Circular contains the rates of deduction of income-tax from the payment of income chargeable under the head "Salaries" during the financial year 2013-2014 and explains certain related provisions of the Act and Income-tax Rules, 1962 (hereinafter the Rules). The relevant Acts, Rules, Forms and Notifications are available at the website of the Income Tax Department- www.incometaxindia.gov.in.


Source: www.incomtaxindia.gov.in


Courtesy : http://karnmk.blogspot.in/

Rates of Income-Tax on Salaries for AY 2014-2015 FY 2013-2014: IT Circular 08/2013 Part-2


2. RATES OF INCOME-TAX AS PER FINANCE ACT, 2013:

As per the Finance Act, 2013, income-tax is required to be deducted under Section 192 of the Actfrom income chargeable under the head "Salaries" for the financial year 2013-14 (i.e. AssessmentYear 2014-15) at the following rates:

 2.1 Rates of tax
A. Normal Rates of tax:

Sl No
Total Income
Rate of tax
1
Where the total income does not exceed Rs. 2,00,000/-.
Nil
2
Where the total income exceeds Rs. 2,00,000 but does not exceed Rs. 5,00,000/-
10 per cent of the amount by which the total income exceeds Rs. 2,00,000/-
3
Where the total income exceeds Rs. 5,00,000/- but does not exceed Rs. 10,00,000/-.
Rs. 30,000/- plus 20 per cent of the amount by which the total income exceeds Rs. 5,00,000/-.
4
Where the total income exceeds Rs. 10,00,000/-.
Rs. 1,30,000/- plus 30 Per cent of the amount by which the total income exceeds Rs. 10,00,000/-



B. Rates of tax for every individual, resident in India, who is of the age of sixty years or more but less than eighty years at any time during the financial year:

Sl No
Total Income
Rate of tax
1
Where the total income does not exceed Rs. 2,50,000/-
Nil
2
Where the total income exceeds Rs. 2,50,000 but does not exceed Rs. 5,00,000/-
10 per cent of the amount by which the total income exceeds Rs. 2,50,000/-
3
Where the total income exceeds Rs. 5,00,000/- but does not exceed Rs. 10,00,000/-
Rs. 25,000/- plus 20 per cent of the amount by which the total income exceeds Rs. 5,00,000/-.
4
Where the total income exceeds Rs. 10,00,000/-
Rs. 1,25,000/- plus 30 per cent of the amount by which the total income exceeds Rs. 10,00,000/-

C. In case of every individual being a resident in India, who is of the age of eighty years or more at any time during the financial year:
Sl No
Total Income
Rate of tax
1
Where the total income does not exceed Rs. 5,00,000/-
Nil
2
Where the total income exceeds Rs. 5,00,000 but does not exceed Rs. 10,00,000/-
20 per cent of the amount by which the total income exceeds Rs. 5,00,000/-
3
Where the total income exceeds Rs. 10,00,000/-
Rs. 1,00,000/- plus 30 per cent of the amount by which the total income exceeds Rs. 10,00,000/-

2.2 Surcharge on Income tax:
The amount of income-tax shall be increased by a surcharge @10% of the Income-tax on payments to an individual taxpayer, if the total income of the individual exceeds Rs 1 crore during FY 2013-14 (AY 2014-15). However the amount of Surcharge shall not exceed the amount by which the individual’s total income exceeds Rs 1 crore and if surcharge so arrived at, exceeds such amount (assessee’s total income minus one crore) then it will be restricted to the amount of total incomeminus Rupees one crore.

2.3.1 Education Cess on Income tax:
The amount of income-tax including the surcharge if any, shall be increased by Education Cess on Income Tax at the rate of two percent of the income-tax.

2.3.2 Secondary and Higher Education Cess on Income-tax:

An additional cess is chargeable at the rate of one percent of income-tax including the surcharge if any, but not including the Education Cess on income tax as in 2.3.1.

Click here to see
 IT Circular 08/2013

Courtesy : http://karnmk.blogspot.in/


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Courtesy : http://potools.blogspot.in

Microsoft Windows 8.1: Pluses and Minuses


By Anick Jesdanun

NEW YORK: I doubt I was alone in rolling my eyes when I first used Windows 8 a year ago. I found its touch controls and gestures awkward, and I was troubled by how little its primary, tile-based interface could do on its own.

For many basic tasks, I had to return to the system's traditional desktop mode, the one that resembles older versions of Windows. It felt as though I was working on two different computers at once.

Since then, I've warmed up to many of those touch controls and gestures, such that I've even tried to use them absentmindedly out of habit on my touch-less MacBook laptop. And the free Windows 8.1 update released addresses many of my remaining gripes.

Windows is still far from perfect. It continues to come across as a work in progress. But Windows 8.1 shows Microsoft is listening. People who already have Windows 8 will find digital life more pleasant with the update.

What was so bad about Windows 8's tile mode previously?

I could open only 10 webpages at a time in Internet Explorer and pages would automatically close once I had hit the limit, without any prompts or choice of which one. With Windows 8.1, there's no limit.

The browser in Windows 8 didn't let me view more than one webpage at once. Sure, I could open 10 tabs, but I could see only one at a time. I couldn't leave a news site or Facebook open on one side of Window's new split screen for multitasking while I checked Gmail on another. With Windows 8.1, I can open a "new window" rather than a "new tab" using a right click to have a second page visible.

That limitation also applied to Window 8's Mail app. With Windows 8.1, I can now have two messages open at once. And if I click on an attachment, it opens to the side rather than replace what I'm reading. The Mail app's layout adjusts to fit into the remaining space.

I could access some computer settings from the tile-based interface, but Windows 8 sent me to the desktop for many others, including changing the display screen's resolution and controlling how quickly energy-saving measures kicked in. Now I can adjust that and more from the tile-based interface in Windows 8.1, though I still can't check the specific percentage of battery life I have left without going to the desktop.

Beyond fixes, Windows 8.1 offers these improvements:
*Universal search. With one search command, I can access files stored on my computer along with web content on the internet. Type in "Shakira," for instance, and I'm invited to hear her songs through Xbox Music or watch her videos on YouTube. I also get links to her biography, official website and Wikipedia entry. Type in "Toronto" and a map, suggested attractions and the current weather there will pop up. In both cases, I am also shown documents on my computer with those words in the text.

*New features. I can diagnose my medical condition by tapping on a body part on the screen and checking off symptoms. I can also keep track of my workouts, recipes and shopping lists. Another feature lets me save content from webpages and apps to read later offline.

*Customization. I can rearrange tiles and rename groups of apps more easily. With one swipe up from the home screen, I can see all my apps and arrange them by name, category, installation date or frequency of use.

*Old habits. I can set the computer to always boot up in the desktop mode, allowing me to minimize my interaction with the tile-based interface. That said, this seems like cheating, an admission that the tile mode isn't working, when Microsoft is banking its future on it.

That gets me to the things Windows 8.1 doesn't fix:

*It still feels like two separate computers at times. Each mode has its own Internet Explorer browser. Pages I have open in one won't automatically appear in the other. Many programs, including Microsoft's Office, work only in desktop. I can customize the background images so both modes match, but that's cosmetic.

*Although Windows 8.1 lets me adjust how much screen space each visible app takes, that slider only moves left to right. So with three or four apps open, all of the apps are vertical. That's awkward for video and word processing. And while Windows 8.1 doubles to four the number of apps I can have side by side, it was unlimited before Windows 8.

*There's no easy way to open apps without going to the full-page start screen. Before Windows 8, there was a Start button on the lower left corner to do that. The Start button has been restored in Windows 8.1, but its functionality has not. So if I have video playing, it stops as I switch from app to app or do one of those universal searches.

*The touch controls can still be confounding. Windows 8.1 comes with new gesture controls, such as the ability to accept word suggestions as you type by swiping and tapping the spacebar. Too often, I simply add unneeded spaces instead.

Microsoft's tile and touch approach will take time to get used to, even with Windows 8.1. That approach works fine on phones and tablets, but not necessarily on desktops and laptops.

I know change is inevitable. I eventually embraced Apple's Mac OS X, introduced in 2001, after more than a decade of growing up on what became known as Classic. But it took me until 2006 to fully switch. It's been only a year with the new Windows. I'm not ready to cede my Windows 7and Mac computers quite yet.

If you're buying a new Windows computer or already have Windows 8, your choices are limited. In that case, you might as well accept Windows 8.1, which is far better than Windows 8.

(The author is technology writer for AP)

Source:-The Times of India