KAVALIPOST

Friday 31 October 2014

NORTH EAST CIRCLE POSTAL/SORTING ASSISTANT EXAM 2014 FINAL RESULT CLICK HERE FOR DETAILS


EXPENDITURE  MANAGEMENT - ECONOMY MEASURES AND RATIONALISATION OF EXPENDITURE. CLICK HERE to view the MOF OM



LAUNCH OF SAME DAY PARCEL DELIVERY- BY MEMBER (OPERATIONS.) PSB

Member (Operations)  has launched a special service to the customers of twin cities of Hyderabad and Secunderabad on 29th October-2014. Customers serving from 7 post offices namely, Hyderabad GPO, Humayunnagar, Himayathnagar, Saroornagar, Malakpet, Malkajgiri, and Himmatnagar post offices will be provided same day delivery of parcel service to the customers .



THE RISING FORCE OF POSTAL BANKING IN THE RETAIL BANKING MARKET


The Minister for Communications & IT and Law and Justice Shri Ravi Shankar Prasad has said that a group constituted by the Prime Minister consisting of the Secretary of the Postal department is looking into making of a financial institution for Postal savings. He was inaugurating the Postal Savings Banks Forum being organised by World Savings and Retail Banking Institute (WSBI), the National Savings Organisation of the Finance Ministry and the Department of Posts in New Delhi today. He said the present government wants to promote financial inclusion and the Jhan Dhan Yojana is a big effort in this direction. Another programme of the government of ‘Digital India’, which is steered by his ministry, also aims at digital inclusion and digital empowerment of rural poor.

Shri Prasad informed delegates from various countries that Post Office Savings Bank is one of the oldest and largest savings institution in the country and it also has the largest outreach in rural India, and more so, in backward and remote areas. The minister expressed happiness that the major asset of the postal institution, that is its connectivity on the ground is sought to be used for promoting e commerce in the country.

Secretary, Department of Posts Srimati Kavary Banerjee, in her key note address informed that the Department’s network of thousand post offices significantly out-numbers the combined number of branches of all commercial banks taken together. The post office savings schemes hold a total of 312 million accounts, which is more than the number of accounts held by any commercial bank. More importantly, the social sector disbursements done through the post offices have succeeded in bringing a total of about 80 million previously unbanked individuals into the fold of formal financial institutions in the last five years. All these have led to a change in the perception about the Post Office among the public as also within the organization. Consequently India Post is now perceived as a potential key facilitator of financial inclusion in the country, having a role in promoting the country’s socio-economic development, she added.


The theme of this year’s Postal Savings Banks Forum will be "The rising force of postal banking in the retail banking market".


Android Application For India Post : RedApp+ latest 30.10-2014 with India Post Icon


Android Application For India Post : 4 India Post Employees





Features : Android Application


A Very useful Tool for India Post Employees to 
  • Search Pincode
  • SMS Tracking of Speed and eMO articles
  • Holiday List -Remaining days in Current Year
  • Meghdhoot FTP - Latest Updates with date of modification
  • News and Events - to view latest News
  • Rules and Orders 
  • Posting and Promotions 
  • Exams and Results
  • Training and courses

Download IndiaPost.Apk :    DOWNLOAD


Developed by
Shri. Raveesh G S
email : raveesh08@gmail.com

Thursday 30 October 2014

EDITORIAL POSTAL CRUSADER NOVEMBER-2014

JCM STAFF SIDE UNITY SHOULD BE FOR STRUGGLE

            History of Central Government Employees reveals that Government has taken undue advantage to deny the justified demands of the Central Government Employees, whenever there was disunity among the JCM staff side organizations. On the contrary, whenever staffside stood solidly united the Government was compelled to concede the legitimate rights of the employees to a great extent.

            After Fifth  Pay Commission recommendations, the JCM National council staffside submitted to Government a common charter of demands for modifications of the recommendations of the Pay Commission, which included upward revision of fitment formula and removal of certain glaring anomalies. When Government refused to concede it , notice for indefinite strike was given and finally the Government had to appoint a high-power Group of Ministers Committee under the chairmanship of then Home Minister Shri.Indrajith Gupta and negotiated with the staffside.  In the negotiations also the staffside took a united uncompromising stand which ultimately resulted in Government accepting the demand for 40% fitment formula and some other important demands.

            Unfortunately, when the Sixth Pay Commission recommendations were  submitted to Government, the JCM National Council Staffside miserably failed to take such a firm and united stand and no serious agitational programme was conducted demanding modification of the retrograde recommendations. Instead the dominant leadership of JCM staffside took a compromising stand and depended only on negotiated settlement , without mobilizing the entire rank and file membership behind the demands. Ultimately Government took advantage of this weakness of the leadership and unilaterally announced the implementation of the 6th CPC recommendations, without conceding majority of the genuine demands raised by the staffside during negotiations. Faulty formula adopted for calculation of  Need Based Minimum Wage , glaring disparity in fitment and fixation formula between lower level officials  and Group- A officers, unscientific pay band and grade pay system and serious anomalies arising out of it , MACP anomalies   everything remained as such  which could not be settled even after seven years.

            Again , when the Government announced the New Contributory Pension Scheme with effect from 01.01.2004 for the new entrants in Central Government Services without any consultation with the JCM National Council Staffside, the dominant  leadership of the JCM staffside did not protest and kept silent. This has emboldened the Government to go ahead with the implementation of the neo-liberal pension reforms. Had the entire JCM Staffside including Railways, Defence and Confederation taken a united stand to oppose the New Pension Scheme and given call for serious agitational programmes including indefinite strike the Government would not have dared to implement the NPS. Of course , Confederation of Central Government Employees and workers opposed the New Pension Scheme and has gone to the extent of conducting one day strike. JCM leadership raised the demand for roll-back of NPS after a very long time and by that time Government succeeded in fully implementing the scheme.

Confederation of Central Government Employees and workers has always stood for unity among the Central Government Employees .When confederation submitted a 15 point charter  to the UPA Government in 2011 demanding appointment of 7 th CPC , 5 year wage revision , Merger of 50% DA, Inclusion of Gramin Dak Sevaks under 7th CPC etc, the  other major organizations in the JCM were not ready to raise the demands in 2011. Finally confederation was forced to go it alone and conducted series of agitational programmes including Parliament March, one day strike and two days strike. Of course, the lonely struggle conducted by confederation represented the mood of the entirety of Central Government Employees and ultimately the Government was compelled to announce constitution of 7th CPC in the month of September 2013.
           
                        Now NDA Government which came to power after General   Election has rejected all the main demands of the Central Government Employees which includes merger of DA , Interim Relief , Date of  effect  from 01.01.2014 , inclusion of GDS in the terms of reference of 7th CPC ,scrapping of New Pension Scheme etc. Further Government declared 100% FDI  in Railways and Defence. Public Private Partnership in Railways was also announced in Railway budget. More than five lakhs posts are lying vacant in various Departments out of which about 2.5 lakhs vacancies are in Railways alone. The UPA Government has unilaterally announced the terms of reference of the 7th CPC rejecting the draft proposal submitted by JCM staffside.  The memorandum submitted by JCM staffside to the NDA Government for grant of merger of DA and Interim Relief also was totally neglected. The JCM Staffside leadership could not do anything and the employees are suffering. In fact the JCM staffside has become a laughing stock among the employees and its credibility in the eyes of the employees has eroded like anything.

                        It is in this background , eventhough belatedly , the JCM National Council Staffside has decided to organize a National Convention at New Delhi on 11th December 2014 , to discuss and finalise its strategy to combat the above humiliation meted out by the Government . Better late than never. The decision is well received by the entire Central Government Employees and they are eagerly waiting for the outcome of the convention.

                        NFPE  firmly believes that if the present unity among the JCM staffside organizations is not channelized for building up united struggle including indefinite strike of entire Central Government Employees the National Convention will become a futile exercise and an eye-wash to cool down the growing discontentment among the employees. This shall not happen. We firmly believe in the slogan raised by our late legendary leader Com K.G.Bose- i.e  “UNITY FOR STRUGGLE AND STRUGGLE FOR UNITY”. Such a stand alone can restore the lost glory of the fighting potential of the Central Government Employees and also shall regain the lost faith of employees in the JCM staffside leadership. We cannot be a party to any compromise on the genuine and justified demands of the workers. Let us hope that the JCM staffside leadership shall rise up to the occasion.


NATIONAL FEDERATION OF POSTAL EMPLOYEES
1st Floor North Avenue Post Office Building, New Delhi-110 001

PF-o1(C)/NFPE                                                                     Dated: 30th October, 2014


NOTICE

It is hereby notified that the Federal Secretariat Meeting of NFPE will be held at NFPE Office, 1st Floor North Avenue Post Office Building, New Delhi-110 001 on 10th November, 2014 at 3PM.

All General Secretaries of NFPE & NFPE Office Bearers available at HQ are requested to attend the meeting in time:

The following will be the agenda:

AGENDA
1.    Postal JCA Charter of demands – Agitational programme- Review and further course of action.
2.    Dec-4th -2014- PJCA –Parliament March –Review,
3.    Any other item with the permission of Chair,

                                                                                                  
                                                                                            (R.N. Parashar)
                                                                               Secretary General

Copy to: All General Secretaries of NFPE Unions and available NFPE Office Bearers at New Delhi.                                                                                                                      



POSTAL JOINT COUNCIL OF ACTION
NATIONAL FEDERATION OF POSTAL EMPLOYEES
1st Floor North Avenue Post Office Building New Delhi-110001
FEDERATION OF NATIONAL POSTAL ORGANISATIONS
T-24, Atul Grove Road, New Delhi-110001
No.PF-PJCA/2014                                                                  Dated : 30th October,2014

NOTICE

It is hereby notified that the meeting of Postal JCA consisting NFPE and FNPO will be held on 11thNovember, 2014 at 2PM at NFPE Office, 1st Floor North Avenue Post Office Building, New Delhi-110 001.

All General Secretaries of NFPE, FNPO and GDS Unions are requested to attend the meeting in time.

The following will be the agenda:

AGENDA
1.    Postal JCA Charter of demands – Agitational programme- Review and further course of action.
2.    Dec-4th -2014- PJCA –Parliament March –Review,
3.    Any other item with the permission of Chair,


                                                                                                  
(D. Theagarajan)                                                                                     (R.N. Parashar)
Secretary General                                                                                 Secretary General
         FNPO                                                                                                     NFPE

Copy to : All General Secretaries of NFPE/FNPO & GDS Unions.



NFPE DIAMOND JUBILEE – SOUVENIR ADVERTISEMENT

Preparation for the Grand Final Celebration of NFPE Diamond Jubilee is going on in full swing in Dwarka (Gujarat) under the leadership of reception committee. CHQs of all affiliated unions/Associations (P3, P4, R3, R4, Admin, Postal Accounts, SBCO, GDS) of NFPE had already issued notice for the central Working committee on 23rd & 24th November 2014. NFPE CHQ has invited all Ex-All India Leaders to the Diamond Jubilee celebrations. Reception Committee will honour all leaders.

Please Help Receiption Committee
Gujarat is a small Circle. Total expenditure for the celebration will be around 15 Lakh rupees. Receiption Committee has already requested all Circle/Divisional secretaries to help them by collecting maximum advertisements for the souvenir. Tariff and order forms are already sent. Please collect maximum amount as advertisement and send it to Reception Committee before 15th November 2014.


NEW GOOGLE DRIVE : JUST FASTER


The new Google Drive is the same Google Drive you know and love, just faster and works more like you’re used to on your computer. You can:
  • Create, add, or upload a file with a single button.
  • Find and add files shared with you more easily.
  • Single-click a file to select it and double-click a file to open it.
  • Drag-and-drop files and folders just like you do on your desktop.
  • Improved accessibility.

What's New With Google Drive

Create, add, or upload a file or folder
Create or add a file of folder by clicking on New. Then, click on one of the icons below to take an action.
IconAction
Create a folder: Just add a folder name and click Create.
Upload a file: Choose a file and click Open.
Upload a folder: Select a folder and click Upload.
Create a new file: Just click on the file type you want to create.
Add or find files shared with you
To easily add or find files shared with you, click on Incoming on the left-hand side navigation. Then, click on one of the icons below to take an action.
IconAction
Locate a file in “My Drive”. You’ll only see this icon if you’ve already added the file to “My Drive”.
Add a file to “My Drive”.
See more actions you can take.
for more information about new google drive visit below link


Courtesy : http://potools.blogspot.in/


Tips to Help Fix Common Hardware Issues


I am pretty sure most computer repairers would agree that the majority of PC issues we come across are self inflicted, often by something the user shouldn’t have done but did, and occasionally by something the user should have done but didn’t. Leaving this aside though, the next weakest link in the chain, in my experience anyway, is presented by the card slots built into motherboards, specifically the RAM slots.

RAM cards themselves are a fairly robust and reliable piece of hardware, problems mostly arise when microscopic particles of dust manage to wend their way down the gap twixt card and slot, thus creating a bad connection. Symptoms are generally zero display accompanied by emitting beep codes, or a fragmented display which sort of resembles a crazy mosaic.

The obvious cure is to clear away whatever is causing the faulty connection, in most cases dust. This is a pretty simple procedure but needs to be done properly in order to achieve any long term success.

Recently I received a call from a friend whose machine was suffering from the crazy mosaic display. Open arrival at her home the client informed me that she’d been paying a computer tech Rs.500 every 3 months or so to “fix” the problem. It turns out all the computer tech had been doing was removing the RAM cards, giving them a cursory wipe over, and then popping them back into the slots.

This would be a temporary solution at best and had been going on for some four years, which meant the unsuspecting friend paid out in the vicinity of Rs.30000+ total, more than enough to replace the entire machine with a new one. The computer tech in question was either totally incompetent or totally lacking in ethics, I suspect the latter.

The correct method to fix this issue is actually two-step. First, clean the RAM card’s gold contacts using a clean soft cloth or cotton wool bud and isopropyl alcohol (or similar), making sure NOT to touch the contacts with your fingers at any time during the process. The second step is to blow out the slots on the motherboard using a can of compressed air. Performing the first step without cleaning the slots as well is only half a job and will generally only result in a short term solution.

Courtesy : http://bnjho.blogspot.in/





Wednesday 29 October 2014

NFPE DIAMOND JUBILEE – SOUVENIR ADVERTISEMENT

Preparation for the Grand Final Celebration of NFPE Diamond Jubilee is going on in full swing in Dwarka (Gujarat) under the leadership of reception committee. CHQs of all affiliated unions/Associations (P3, P4, R3, R4, Admin, Postal Accounts, SBCO, GDS) of NFPE had already issued notice for the central Working committee on 23rd & 24th November 2014. NFPE CHQ has invited all Ex-All India Leaders to the Diamond Jubilee celebrations. Reception Committee will honour all leaders.

Please Help Receiption Committee
Gujarat is a small Circle. Total expenditure for the celebration will be around 15 Lakh rupees. Receiption Committee has already requested all Circle/Divisional secretaries to help them by collecting maximum advertisements for the souvenir. Tariff and order forms are already sent. Please collect maximum amount as advertisement and send it to Reception Committee before 15th November 2014.

KEYNOTE ADDRESS BY COM. M. KRISHNAN, SECRETARY GENERAL, CCGEW, IN THE INAUGURAL SESSION OF 21ST AIC OF AIPAEA



Prof. G. HARAGOPAL, NATIONAL FELLOW, ICSSR, KEYNOTE ADDRESS IN THE OPEN SESSION OF THE 21ST ALL INDIA CONFERENCE OF AIPAEA


AIPAEA 21ST AIC - KEYNOTE ADDRESS ON "OUR APPROACH TO 7TH CPC" BY COM. KKN KUTTY, PRESIDENT, CCGEW



AIPAEA 21ST AIC - INAUGURAL ADDRESS BY COM. S.K.VYASJI, ADVISOR, CCGEW - REFLECTIONS ON THE AUDIT AND ACCOUNTS EMPLOYEES MOVEMENT



List of CPIOS and their Appellate Authorities - Postal Accounts Wing, Postal Directorate



7th CPC visit to Mumbai from 6th November, 2014 to 8th November, 2014



Percentage of women in the Government Service and age limit for entering the Govt service

The Minister of State in the Ministry of Personnel, Public Grievances and Pensions was requested to answer the following questions regarding status women employees in Central government services. Singh Shri Bhola M.P (Question No.4934) has raised the following questions in Parliament.
(a) The percentage of women in the Government service and the increase in percentage during the last three years;
(b) Whether the Government has taken/ contemplating to take any policy decision to encourage women to join Government service and if so, the details thereof;
(c) Whether in several competitive examinations, the maximum age limit for general candidates is 27 years and if so, the details thereof;
(d) Whether there is a need for increasing the maximum age limit for women for entry in theGovernment service; and
(e) If so, the details thereof and the measures taken in this regard?
In his reply to the above questions the Minister of State in the Ministry of Personnel, Public Grievances and Pensions and Minister of State in the Prime Minister’s Office Shri .DR. JITENDRA SINGH submitted the following answer in Lok Sabha on 13.08.2014
(a): Details of percentage of women in Government service over the years, as per the Census of Central Government Employees, 2012, released by Directorate General Employment & Training are at Table-1 in the Annexure.
(b): In order to encourage the women to join Government service, they are provided some special facilities as under:
(i) maternity leave (ii) child care leave (iii) child adoption leave (iv) special allowance to women with disability (v) provision of crèche facility (vi) posting of husband and wife at the same station (vii) special priority in allotment of residential accommodation (viii) provision for protection of women from acts of sexual harassment (ix) age relaxation for appointment to widows, divorced woman and woman judicially separated from their husbands and who are not remarried (x) special dispensation for woman officers of All India Services of North East cadre (xi) change of Cadre in case of marriage of All India Service Officer and (xii) exemption from payment of fee for examinations conducted by the Union Public Service Commission and Staff Selection Commission.
Also, as per the recommendations of the 62nd Department Related Parliamentary Standing Committee, publicity to encourage women to prefer/ join Government Service is being given.
(c): The upper age limit for general candidates for entry in the Government Service is as at Table-2 of the Annexure.
(d) & (e): There is a provision for age relaxation for appointment in Government service for Widows, divorced Women and Women judicially separated from husbands and not re- married, upto 35 years for posts of Group C filled through Staff Selection Commission/ Employment Exchange (upto 40 years for members of Scheduled Castes/ Scheduled Tribes).
ANNEXURE REFERRED TO IN REPLY TO THE LOK SABHA UNSTARRED QUESTION NO. 4934 FOR ANSWER ON 13.08.2014.
ANNEXURE
TABLE- 1

WOMEN IN GOVERNMENT OVER THE YEARS

Year
    Total No. of employees                    (in lakhs)
No. of Women employees    (in lakhs )
      Percentage
1991
38.13
2.88
7.58
2001
38.76
2.91
7.53
2009
30.99
3.11
10.04
TABLE- 2

UPPER AGE LIMIT FOR DIFFERENT POSTS IN GOVERNMENT SERVICE

S.No
Posts
Age Limits
I
Posts having Grade Pay more than Grade Pay Rs.7600/-
Preferably below 50 years
II
Posts having Grade Pay Rs.7600
50 years
III
Posts having Grade Pay Rs.6600
40 Years
IV
Posts having Grade Pay Rs.5400
35 Years
V
Posts having Grade Pay Rs.4200, 4600 and 4800
30 Years
VI
Posts having GP Rs. 1800, 1900,  2000,  2400 and 2800
Between 18 and 25 years

Note: The upper age limit for recruitment by the method of Direct Open Competitive Examination to the Central Civil Services and Civil posts specified in the relevant Service/ recruitment rules shall be increased by two years.


Grant of House Rent Allowance to Central Government Employees on Transfer from one station to another station – MoD orders

Tele : 23012408
No. A/81397/DGQA/ADM/RMD (CW)

9 Oct 2014

MINISTRY OF DEFENCE 
DGQA/ADM/RMD (CW)

GRANT OF HRA TO CENTRAL GOVERNMENT EMPLOYEES ON TRANSFER FROM ONE STATION TO ANOTHER – INSTRUCTIONS REGARDING

1. As per the instructions contained in Min of finance (Departments of Expenditure) OM No. 11014/2/Ell(B)/82 dt 19 Mar 1983 read in conjunction with Min of Finance OM No. F2(37)-Ell(B)/64 dt 27 Nov 1965, ” A Government servant, who, on transfer, has been permitted to retain Government accommodation at the old station on payment of normal rent or penal rent or retains Government accommodation unauthorisedly on payment of market rent etc, will not be entitled to HRA at the new station for the period beyond 8 months from the date of his transfer”.


2. It may be ensured that the provisions and procedures for claiming HRA as per MoF letters under reference and after obtaining NAC as governed by SRO-31 for DGQA Pool of Accommodation.

3. This may be disseminated to all Establishments under your control for information and necessary action.

4. This has the approval of DGQA.

sd/-
(OP Singh)
Col

Dir (Works)


Central Trade Unions in India To observe "NATIONAL PROTEST DAY” on 5th December, 2014 -- Press Note




Month-long Winter Session to commence on 24th November

New Delhi: Winter session of Parliament will start from November 24 and conclude on December 23 during which a heavy legislative agenda is on the cards. The Cabinet Committee on Parliamentary Affairs headed by Home Minister Rajnath Singh on Monday recommended the dates to the President.

The month-long session will have a total of 22 sittings in which four days have been earmarked for Private Members' business.

A total of 67 bills 59 in Rajya Sabha and eight in Lok Sabha are pending and the government will push for passage of "at least 30 to 35" legislations, a senior minister said.

This will be the second major session since the Narendra Modi Government took over in May.

The long wait for finalisation of seating arrangement in Lok Sabha is expected to be over before the session commences, almost six months after the constitution of the new House.

"We expect the arrangement to be in place before the winter session," said an official at Parliament over the exercise which has dragged on after the declaration of the results of the 16th Lok Sabha polls on May 16.

Average number of sittings in the past five Winter sessions has been 22 and the dates were decided based on precedents, source said.

Finance Minister Arun Jaitley, External Affairs Minister Sushma Swaraj, Law Minister Ravi Shankar Prasad, Chemicals and Fertilisers Minister Anant Kumar and Parliamentary Affairs Minister M Venkaiah Naidu are members of the Committee.


HRD Minister Smriti Irani and Ministers of state for Parliamentary Affairs Prakash Javadekar and Santosh Gangwar are special invitees to the Committee.

The extract of Rule 152 of Postal Manual Volume V - Production of postal Records for investigation purpose

This is a vital information to our postal comrades to keep their attention in certain cases :



Text of the Speech Of the Speech of Secretary (Expenditure) Delivered at the Inauguration of Cross Regional International Conference on “Increasing Financial Outreach of the Youth Population, 2014-Postal Savings Bank Forum and 90th Anniversary of World Thrift (Savings) Day

“On this occasion of Cross Regional International Conference, I welcome participants from various countries, officials of World Saving Bank Institute and other officials from Government.

It is matter of pleasure that the Cross Regional International Conference is being organized in India. As a nation our significant population is young and youth will continue to represent a large proportion of our citizenry in near future. Considering such demographic profile of India, the subject matter and deliberations of the Conference with focus on ‘Increasing the Financial outreach in youth’ will be of significant value to us.

I note with satisfaction that the conference is well represented by eminent experts in this field and people having vast experience in running saving programme in their region. Your inputs and shared experiences will provide further momentum to savings movement.

India as a society is driven by the ethos of savings for our future generations and acquiring knowledge.  There is a verse in one of our classical and one of the oldest languages Sanskrit;

क्षणशकणशश्चैव à¤µिद्यामर्थं à¤š à¤¸ाधयेत 
क्षणे à¤¨à¤·्टे à¤•ुतो à¤µिद्याकणे à¤¨à¤·्टे à¤•ुतो à¤§à¤¨à¤® ।।

The verse implies that knowledge and wealth can only be acquired gradually by investing time and sustained savings, respectively. If one does not invest time, knowledge cannot be acquired and unless one saves, wealth cannot be built.  Not surprising, it is common place in India to set aside a sum as first charge from the income for saving for future generations and educating them.

With such rich tradition, India has always been a partner in the international effort to promote savings. Since 1924, when India was one of the signatory to the International Savings Congress, we have been unsparing in our efforts to inculcate the habit of thrift and savings have often helped us in tiding over difficult economic situation.

            While promoting savings it has to be realized that Government acts as the custodian of the pooled savings of some very under privileged sections. It is the responsibility of the Government to ensure that such household savings are completely secure, earn a good return to the investor and the money is available to the investor at the time of his or her requirements . Further this pooled wealth is channelized for the purpose of creating durable assets in the country.

To address these challenges, the first regulatory framework in India dates back nearly 130 years with the enactment of Government Savings Bank Act. In the post colonial period, Constitution enjoined upon the State moral responsibility to bring in economic equality and provide avenues for economic prosperity to all its citizens. Savings is one vehicle to usher in economic prosperity.

Responding to the responsibility placed by the constitution Government expanded the legal framework for small savings instrument to meet the enhanced requirement. To mobilize savings through Savings certificates, Government enacted a Savings Certificate Act in 1959 and to provide a social safety net to those working in the un- organized sector a Public Provident Fund Act was brought in 1968.

All the instruments and schemes to channelize small savings were made fully secure by the Government and carry the implicit guarantee of the Government. These instruments provide easy access and have features to provide liquidity to the saver. There are significant tax incentives extended by the Government to those making investments.

Contribution of domestic savings in National Development has been remarkable. India is ‘one’ among the counties having a high rate of domestic saving, which is at present to the tune of 30% of its GDP. The domestic financial savings rate which had declined during last few years has again shown recovery and with propagation of the programmes to encourage people to save more, we expected to attain a higher savings rate. The Government as a policy is committed to revitalize and strengthen the network which promoted savings among the masses.

India has taken various measures to encourage savings in the recent past. “Jan Dhan Yojana” of financially including those who are left unbanked is a major step in this direction. Further, Government has significantly expanded the bouquet of small savings scheme. A special scheme for the Girl Child will be shortly announced by the Government to address the gender imbalance. Similarly, a scheme with insurance cover to the under privileged is being worked out. Similarly schemes are being reintroduced and expanded to increase the flow of savings towards productive purposes. Recently, we have increased the tax incentive on investment made from small savings by 50%.

Children and young people are the future economic actors whose financial decisions, as prospective family heads, employees and community contributors, will impact, ultimately, on the stability of world economies. They need to be prepared to take on this role and responsibility. In order to be effective they need to start dealing with financial matters as early and young as possible. This needs support from both their family and their schools. Thus it is up to all of us to enable the systematic and structural platforms for extending opportunities to the young people. It also involves the creation of social and cultural environment and legal and regulatory framework to facilitate the financial engagement of children and youth.

India has one of the highest ratios of young people who are below the age group of 35 years. It is expected that nearly 2/3rd our population will ne young in coming decades. Similar situation is faced by other developing nations as well.  This is the greatest strength of the India economy of today. The relationship between youth and formal financial service providers needs strengthening. This can be done by traditional means as well as with the use of technological means at various levels since today’s youth is more familiar with technology. The same can attract them towards the financial products. I am sure, this WSBI Cross Regional Conference will address the issues of meeting this challenge and working out strategy to motivate the young to open and use their accounts.

India is committed to revitalize the small savings for the benefit of small savers and sustaining economic development. The cooperation between Government agencies like National Saving Institute, Department of Posts and Banks with the International organizations like World  savings Banks Institution, is a welcome step in this direction and I expect that this Conference will be helpful in formulation of new strategies based on the experiences of the esteemed delegates who have come all the way to India and in turn, they will also get enriched by the experiences of India in mobilization of resources and promotion of savings.

Financial inclusion is one of the most potent weapons to fight against poverty. I would thus like to emphasize that such cooperation should not end with this conference but must continue so that strategies for financially including those who are not a part of process are constantly built and recalibrated  . Further, the massive challenge of financial engaging the youth is adequately met. With these words, I wish the conference all the success.”


The Unique Identification Authority of India (UIDAI) has issued 70 crore Aadhaar numbers as on 28th October 2014.

As on date, nine states including Andhra Pradesh, Kerala, Delhi, Himachal Pradesh, have crossed 90 percent Aadhaar coverage, while sixteen states have Aadhaar coverage of over 70 percent. UIDAI is also conducting Aadhaar enrolments in the newly assigned states of Uttar Pradesh, Bihar, Uttarakhand and Chhattisgarh, at a fast pace. These four states with a combined population of about 34 crore, were added earlier this year to UIDAI’s mandate by the government. Till date, Aadhaar numbers have been issued to 8.93 crore residents in these states, which is 26% of the target population.

Over 25,000 Aadhaar enrolment kits are operational across the country, including both camp mode and Permanent Enrolment Centres, with a total output of approximately 10 lakh enrolments per day. UIDAI has already geared up its processing capabilities to achieve the targets and has the capacity to process around 15 lakh enrolment packets every day. Enrolments are expected to pick up further once the festival season is over.

In the recent months, Government of India has provided fresh impetus to the UIDAI by linking Aadhaar to various schemes and initiatives, including the Pradhan Mantri Jan Dhan Yojana (PMJDY), MGNREGA, Pensions, Scholarships, DBTL, UAN (EPFO), PDS, Passports, Attendance system in government offices etc. 

Aadhaar facilitates "anytime, anywhere" online authentication of a resident through universal verification of one`s identity based on the demographic and biometric information of an individual, thereby eliminating any chances of duplication or fraud. Aadhaar not only provides universal mobility of identity to every resident, but also assists in online booking of tickets and in applying for a passport. It is also a proof of identity (PoI) and a proof of address (PoA) for opening a bank account, as it meets the `Know Your Customer` (KYC) norms of Reserve Bank of India (RBI). Under the recently launched PMJDY, Aadhaar, through its online e-KYC service, proves one’s digital identity beyond doubts and uniquely enables an individual to open a bank account instantly, in a paperless manner. Aadhaar is now the world’s largest biometric database.

For any further information, please contact:

ADG (Media), UIDAI at 011- 23466831


A Curtain Raiser on Postal Savings Banks Forum

The Minister for Communications & IT and Law and Justice World Shri Ravi Shankar Prasad will inaugurate the Postal Savings Banks Forum in New Delhi tomorrow.

This year’s forum is being organised by World Savings and Retail Banking Institute (WSBI) jointly with the National Savings Organisation (Ministry of Finance) and the Department of Posts. 

The theme of this year’s Postal Savings Banks Forum will be "The rising force of postal banking in the retail banking market".

The role of postal operators in the world of retail banking is often overlooked. Post Offices worldwide hold 1.6 billion savings and deposit accounts. This is second only to commercial banks, which hold about 2.5 billion accounts. Thus, post offices are critical to the pursuit of financial inclusion, which is recognised today as a vital pre-requisite to socio-economic development.

The Universal Postal Union estimates that several hundred million people, often without an account, use the Post to make and receive basic payment transactions such as domestic and international transfers, government payments and utility payments. Postal operators, in all their activities, have always relied on a business model based on large volumes and low costs. Combined with the universal service obligation through which the State gives the mandate to the Post to serve the entire population, these specific features make the Post a worthwhile ally in the fight against financial exclusion.
 

Financial inclusion brought about through the postal network is called postal financial inclusion. India has about 1.55 lakh post offices, which is more than the combined branch strength of commercial banks (about 1 lakh). The number of savings accounts held in post offices in India is about 31 crore, which is more than that of any commercial bank in the country. The postal network possesses excellent cash management abilities and is trusted for its governance practices. Thus India seems to have the right mix of ingredients to deliver concrete results in postal financial inclusion. Hence the WSBI Postal Savings Bank Forum is of considerable interest to the Banking Sector in India.

Office Memorandum on Regularization of Casual Labour with Temporary Status - Proposals from Ministries & Departments




Government to launch revamped Kisan Vikas Patra soon: Finance Ministry

New Delhi: The government will soon launch the revamped Kisan Vikas Patra (KVP) besides some new saving instrument programmes for the girl child as well for the physically challenged person, a senior Finance Ministry official said on Tuesday.

"We are going to launch the revamped Kisan Vikas Patra (KVP) soon again in the form of saving instrument," Rajat Bhargava, Joint Secretary (Budget) in the ministry finance said at an event here.
    
"Similarly, the government of India is also going to launch some new saving instrument programmes for girl child as well as for the physically challenged person who has not been covered so far (under the programme)," Bhargava added.
     
Finance Minister Arun Jaitley, in the Budget speech, had said he will re-introduce the KVP, which was a very popular instrument among small savers.
    
"I plan to reintroduce the instrument to encourage people, who may have banked and unbanked savings to invest in this instrument," Jaitley had said.
    
The KVP was discontinued by the UPA government in 2011 following the Shyamala Gopinath Committee report. It had suggested that KVPs may be discontinued as they are prone to misuse.
     
KVP was a popular saving scheme that doubled the money invested in eight years and seven months. The government sold these saving bonds through Post Offices in the country.
    

The new government has identified financial inclusion and access to formal financial channels as a priority area and the reintroduction of KVP is seen as furthering this objective.



Medicines under CGHS can be issued for up to 3 months at a time in chronic diseases

F.No 2-2/2014/CGHS PPT/CGHS(P)
Government of India
Ministry of Health & Family Welfare
Department of Health & Family Welfare

Nirman Bhawan, Maulana Azad Road
New Delhi 110 108

Dated: the 21st October , 2014

OFFICE MEMORANDUM

Sub- Issue of medicines / reimbursement of expenditure on investigations / treatment procedures / implants and other medical devices under CGHS- regarding

             With reference to the above mentioned subject the undersigned is directed to draw attention to paragraph (c) and (d) of the Office Memorandum of even No dated the 25th August 2014 and to state that in response to the representations received from CGHS beneficiaries in this regard , it has now been‘decided by the competent authority to withdraw the provisions under para (c) and para (d) of the Office Memorandum No 2-2/2014/CGHS HQ/ PPT/CGHS(P) dated the 25th August , 2014 [view] and to restore the status existing prior to the issue of above stated OM dated the 25th August, 2014.

In other words medicines under CGHS can be issued for up to 3 months at a time in chronic diseases on the basis of a valid prescription and for up to 6 months for those beneficiaries who are going abroad, as was the case prior to issue of OM dated 25.8.2014.

sd/-
(RAVI KANT)
Under Secretary to Government of India